Car insurance/minor accident
Hey guys, quick question for any law enforcement officer or insurance person. I was coming home from work yesterday and was following a black SUV coming into my condo complex. The driver turned their wheel to the left and I stopped behind them. I didn't see that their garage door had already opened and she backed into me. I reversed as quickly as I could but not before her bumper touched mine. We got out of our cars and we were noticeably annoyed. I exchanged phone numbers (come to think of it, she has mine, I don't have hers). I am fully prepared to go half half on her repairs, which was a superficial scratch but no other damage.
Where do I stand here? Insurance-wise? Law enforcement wise?
Hope every have a good day, happy Canada Day.