Advertise on Bikeforums.net



User Tag List

Page 1 of 3 123 LastLast
Results 1 to 25 of 72
  1. #1
    Senior Member
    Join Date
    Aug 2006
    Posts
    265
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Tired of being criticized for being cheap

    I'm tired of being criticized for being cheap.

    I am a college student so most of my money goes to rent and tuition. My money comes from my parents, and I dont work. However I spend that money very carefully. For instance i dont eat out very much, and opt to cook because its cheaper. When I shop for groceries I only buy the discount meats and vegetables. When I do eat out, I only eat at places where I can use coupons to get deals. I dont buy needless things or new clothes, and when I do shop, the first place is look is on craigslist to try and find it used.

    My friend criticizes me on all this. We often have arguments over who is richer. I always say he is cause he has all this nice stuff, but he says I am because I have a bigger balance. I explain the bigger balance is because I dont spend my money. My friend who criticizes me does have a job, and is also a college student, but he has loans to pay for most of his tuition. In college he was the richest of us since he got so much financial aid. And while I'm saving money and only spending on essentials, hes using his financial aid money to eat out every day, buy a new laptop, monitor, xbox360, new bicycle... And then he calls me cheap because when he wants to eat out I usually say I dont want to spend money. On top of this hes always complaining how he wants to quit his job but can't because he needs the money. I have told him why does he eat out all the time (spending $16 a day on food vs $5 if you cooked) but he just says hes too lazy to cook.

    On top of this my gf also criticizes me for being cheap, saying how we never eat out, or we dont watch movies. She thinks im crazy for wanting to do grocery shopping using my bike. Or how if we want fast food, I offer to bike to the restaurant to get the food and bike back. She got annoyed at me today when I got pissed that this persian food place refused my coupon. I know she was thinking "why is this guy so cheap". But its true that I only eat out when I have coupons so it really irritated me I had to pay full price, but what made me madder was my gf wasn't even standing with me on the issue.

    Sometimes I get disgusted at how much money a typical American spends. One can live so much simpler and cheaper if they didn't have a car, and didn't eat out, and don't need to go out to see the latest movie. I understand those things are luxuries but I think for some people (like my gf), they feel they need to get doses of those luxuries at regular intervals to survive. I feel those luxuries should be saved for special occasions, and instead of watching movies in theaters, one can rent DVDs. So what if you see a movie a few months later than everyone else, its the same movie.

    SOrry just ranting but I just saw Bruno and it sucked. Waste of $9. One could watch it online or on DVD and it would be the same. No point in going to the theater to watch it.

  2. #2
    AEO
    AEO is offline
    Senior Member AEO's Avatar
    Join Date
    Jun 2007
    Location
    A Coffin Called Earth. or Toronto, ON
    My Bikes
    Bianchi, Miyata, Dahon, Rossin
    Posts
    12,246
    Mentioned
    1 Post(s)
    Tagged
    0 Thread(s)
    you don't get richer by spending it
    Food for thought: if you aren't dead by 2050, you and your entire family will be within a few years from starvation. Now that is a cruel gift to leave for your offspring. ;)
    http://sanfrancisco.ibtimes.com/arti...ger-photos.htm

  3. #3
    jackrussellsonabicycle Airwick's Avatar
    Join Date
    Jan 2005
    Location
    Greenville, South Carolina
    Posts
    272
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    You had me until the generalization about the typical American. True, but also applies to all societies.

    Other than that, you have my full support. I'll even buy lunch, at McDonalds, dollar menu.
    (apple pies, two for a buck)

  4. #4
    Senior Member
    Join Date
    May 2006
    Location
    Buffalo, NY
    My Bikes
    Trek 2300, Cannondale ??, Univega Hyrid
    Posts
    100
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Living within your means is great, but don't neglect the GF. She seems to like to dine out once in a while (sans coupon). Might be a place to make an adjustment in your spending.

    You can't take it with you.
    sigless at the moment....

  5. #5
    thompsonpost
    Guest
    I knew Bruno sucked from the tv ads.

    Drop the gf. If you choose to save, that's your choice. You don't need to justify yourself to anyone.

    "Things" are not better than an education or a degree.
    Last edited by thompsonpost; 07-11-09 at 07:16 AM.

  6. #6
    Still can't climb
    Join Date
    Sep 2006
    Location
    Limey in Taiwan
    Posts
    19,276
    Mentioned
    182 Post(s)
    Tagged
    1 Thread(s)
    cheap = rich

  7. #7
    2-Cyl, 1/2 HP @ 90 RPM slvoid's Avatar
    Join Date
    Oct 2003
    Location
    NYC
    My Bikes
    04' Specialized Hardrock Sport, 03' Giant OCR2 (SOLD!), 04' Litespeed Firenze, 04' Giant OCR Touring, 07' Specialized Langster Comp
    Posts
    15,765
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    I wouldn't be offended. There's a quiet dignity in being thrifty or frugal (not cheap, you are not cheap).

    Personally, I used to piss away money like it was going out of style. I was buying $2000 bike components on impulse every couple of months. I've learned to knock back a lot now (well with a new apt and car to pay for...).

    But what I've learned is that there's a huge difference between being thrifty and cheap. Money's made to be spent. How you spend it, defines whether you're cheap or thrifty. I don't mind spending money where it counts.

    If I buy oat meal, I would buy generic over brandname because it's the same oat meal and I save $1.50 for a large box. That's thrifty and spending your money wisely. I'm guessing that's something you would do too.

    On the flip side. My dad's always been into photography but he's never had time for it. He became unemployed and decided to retire early. It's been his dream for a while to have a high end camera after eeking by with a lot of budget SLR's. But he never went for it since he wanted to squeeze the most out of his retirement money. So when he retired, I bought him a $3500 camera set up. Being thrifty, I would never spend that much if I needed a camera. OTOH, that's not being cheap either. I could've paid 10x the price and it would've been money well spent.

    What I'm saying is, you're not cheap, you don't mind spending even large amounts of money if it needs to be spent but you won't spend money unnecessairly, that's being thrifty.

    Don't be cheap, just spend it wisely. A friend of mine used to say: You can't take it with you.
    Last edited by slvoid; 07-11-09 at 07:24 AM.

  8. #8
    Senior Member
    Join Date
    Dec 2001
    Location
    Doylestown, Ohio
    My Bikes
    Bacchetta Giro 20
    Posts
    160
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Sam Walton drove an old pickup truck and bought his clothes from Walmart, and was worth $23 billion when he died!

  9. #9
    Still can't climb
    Join Date
    Sep 2006
    Location
    Limey in Taiwan
    Posts
    19,276
    Mentioned
    182 Post(s)
    Tagged
    1 Thread(s)
    yes he is. i am cheap so i have cheapdar.

  10. #10
    Pedal pusher... alicestrong's Avatar
    Join Date
    Oct 2006
    Location
    Los Angeles
    My Bikes
    I've got a bunch...
    Posts
    7,729
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    I think you are very smart. Thrift is a virtue.
    May you live long, live strong, and live happy!

  11. #11
    2-Cyl, 1/2 HP @ 90 RPM slvoid's Avatar
    Join Date
    Oct 2003
    Location
    NYC
    My Bikes
    04' Specialized Hardrock Sport, 03' Giant OCR2 (SOLD!), 04' Litespeed Firenze, 04' Giant OCR Touring, 07' Specialized Langster Comp
    Posts
    15,765
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by half_bent View Post
    Sam Walton drove an old pickup truck and bought his clothes from Walmart, and was worth $23 billion when he died!
    I wouldn't say Sam Walton "bought" his clothes from Walmart...

  12. #12
    BF Risk Manager
    Join Date
    Mar 2006
    Location
    Snohomish County, Washington USA
    My Bikes
    Road, mountain and folding
    Posts
    894
    Mentioned
    1 Post(s)
    Tagged
    0 Thread(s)
    I say good for the OP. I worked my way through undergrad and grad school working 20 hours per week at the local hospital. I had no loans and graduated debt free. Wait until your friend graduates and has to start paying back those loans. I know professionals in their 40-50s who are still paying off their six-figure student loans and have not been able to buy a home because of it. This is especially problematic when you can only find a job paying $ 30,000 per year.

    You are learning life skills now that will serve you well in life and the new economy. As for the girlfriend, why isn't she taking you out to dinner and buying food?
    Regards, MillCreek
    Snohomish County, Washington USA

  13. #13
    BF's Level 12 Wizard SingingSabre's Avatar
    Join Date
    Feb 2006
    Location
    Tucson, AZ
    My Bikes
    Diamondback Sorrento turned Xtracycle commuter
    Posts
    1,414
    Mentioned
    1 Post(s)
    Tagged
    0 Thread(s)
    Be frugal. But don't be a d*ck.

    Arguments with friends over who has more money? Lame. Stop acting like you're still in HS.

    Aaaaaand that's my HTFU moment for today.
    Shameless plug (my sites):
    Photography
    Vanity
    Quote Originally Posted by Bklyn
    Obviously, the guy's like a 12th level white wizard or something. His mere presence is a danger to mortals.

  14. #14
    Gears? CliftonGK1's Avatar
    Join Date
    Jul 2006
    Location
    Atlanta, GA
    My Bikes
    '08 Surly Cross-Check, 2011 Redline Conquest Pro, 2012 Spesh FSR Comp EVO, 2009 Spesh Singlecross, 2011 RM Flow1
    Posts
    11,304
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by sunv View Post
    Sometimes I get disgusted at how much money a typical American spends.
    It's understandable. My issue isn't with the amount, but the fact that so much of it is credit and people are just spending themselves into unsalvageable financial pits.
    "I feel like my world was classier before I found cyclocross."
    - Mandi M.

  15. #15
    Senior Member DannoXYZ's Avatar
    Join Date
    Jul 2005
    Location
    Saratoga, CA
    Posts
    11,496
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Dump the GF. Living within your means is an admirable skill which few people have nowadays. In fact, the whole stupid recession we're in is caused by people NOT living within their means. Idiots.

  16. #16
    Senior Member skiahh's Avatar
    Join Date
    Aug 2003
    Location
    CO Springs, CO
    My Bikes
    08 Stumpjumper FSR Expert, 02 Litespeed Tuscany, 04 Specialized S-Works Epic
    Posts
    1,034
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    You are far, far richer than your friend. That's a no-brainer.

    As for the gf, time to move on. As has been said, you are incompatible. Not much more there, really.
    www.teamnavycycling.org
    2010 Pivot Mach 429
    09 Felt Nine Race
    03 Litespeed Tuscany

  17. #17
    The Site Administrator: Currently at home recovering from a couple of strokes,please contact my assistnt admins for forum issues Tom Stormcrowe's Avatar
    Join Date
    Mar 2006
    Location
    South Florida
    My Bikes
    Techna Wheelchair and a Sun EZ 3 Recumbent Trike
    Posts
    15,958
    Mentioned
    9 Post(s)
    Tagged
    4 Thread(s)
    I have 3 basic nondiscussion topics, myself.

    How much money I or you have
    Religion
    politics

    (An exception to the last two in P&R, of course, that's my outlet there.)

    You're being frugal and smart, I agree. Keep it up.
    on light duty due to illness; please contact my assistants for forum issues. They are Siu Blue Wind, or CbadRider or the other 3 star folk. I am currently at home recovering from a couple of strokes. I am making good progress, happily.


    . “He who fights with monsters might take care lest he thereby become a monster. And if you gaze for long into an abyss, the abyss gazes also into you.”- Fredrick Nietzsche

    "We can judge the heart of a man by his treatment of animals." - Immanuel Kant

  18. #18
    Junk Mile Junkie Tulex's Avatar
    Join Date
    May 2008
    Location
    Webster, NY
    Posts
    5,215
    Mentioned
    1 Post(s)
    Tagged
    0 Thread(s)
    The person happiest with their situation is richest.
    Why did you highlight my white text?

  19. #19
    Senior Member Caspar_s's Avatar
    Join Date
    Jan 2006
    Location
    Burlington, ON
    My Bikes
    Giant Tcx1
    Posts
    530
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    You're thrifty, not cheap.

    My mother-in-law had a neighbour that was cheap. He used to go to Mcdonalds for coffee, so he could get a free refill and read the newspaper, even though he didn't like the coffee. He did his own dental work... His house has never been painted inside - and it is over 20 years old. Also doesn't have a porch or anything by the back door - it is just a 2 foot drop to the ground.

  20. #20
    Senior Member
    Join Date
    Jul 2008
    Location
    by the football hall of fame
    Posts
    850
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Don't let yourself get sucked into using money as the scoreboard for your life. There are many other more important things on which to focus. Not that money is not important, just not most important.
    Whether you think you can, or think you can't, you're probably right

  21. #21
    Junior Member Sherville's Avatar
    Join Date
    Apr 2009
    Location
    Penrith, Australia
    My Bikes
    Vivente Lugano
    Posts
    10
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by Caspar_s View Post
    My mother-in-law had a neighbour that was cheap. He used to go to Mcdonalds for coffee, so he could get a free refill ....
    I've known people who kept the paper cup so they could get a free coffee on another day!


    Having said that I'm pretty cheap, and I hate it when my boyfriend wants me to "go halves" in a poker machine. I hate that kind of waste of money.

  22. #22
    Junior Member Sherville's Avatar
    Join Date
    Apr 2009
    Location
    Penrith, Australia
    My Bikes
    Vivente Lugano
    Posts
    10
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Heehee! We take turns paying for dinner and such, but pokies.... no way, I don't put money in those!

  23. #23
    Back on the Yam-Yam kniprm's Avatar
    Join Date
    Mar 2008
    Posts
    367
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    sack up and get a job. sheesh.

  24. #24
    Still can't climb
    Join Date
    Sep 2006
    Location
    Limey in Taiwan
    Posts
    19,276
    Mentioned
    182 Post(s)
    Tagged
    1 Thread(s)
    who doesn't like a 2 for 1 offer?

    if i get 50% off, i don't care if it was thousands or a few pennies. it's a win!

  25. #25
    Senior Member travelmama's Avatar
    Join Date
    Jan 2008
    Location
    Long Beach,CA
    My Bikes
    Kona Ute, Nishiki 4130, Trek 7000, K2 Mach 1.0, Novara Randonee, Schwinn Loop, K2 Zed 1.0, Schwinn Cream, Torker Boardwalk
    Posts
    1,411
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Tell your "friends" and "girlfriend" to buzz off. I am as frugal as they come and dated a man who was just the same. We got on well and had no problem making a dollar scream. Oh the flip side, I dated a man who made over $100k and would always eat out (at crappy establishments) and would not spend a dime on fixing up his house, teeth or self until he met me. In the short end of things, I spent more money on him because I was buying tickets for us to do the things he would never buy for himself.
    Being frugal, I have managed to travel around the world alone. Stay at the only 7 star hotel, flown on the Concorde and a lot of other things most dream of doing. To top it off, I own a house and soon hope to land a deal on another. I work part time, very part time. I manage things well in my life and have more than those who have something to say.
    Guy, keep doing what you do and see how far you end up in life when others are still at the start line.
    Two Wheels One Love

Page 1 of 3 123 LastLast

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •