It's been months since my last OMG I'm so broke thread... well, I'm still broke. And I'm not alone. Coworkers earning more money than me are in similar situations. It's been a combined clusterfck of financial events.
Few days ago I went to the movies with the children, $35 bucks. The first $35 bucks I spend with them since last year. They were happy, I was happy. It was a great day. And now I'm paying for it with 5 bucks in my pocket, seven days away from payday. The car has barely enough gas to get to work and back for 7 days. My kitchen, with enough boxed pasta to survive for a few weeks. But I'm sick I'm tired of this.
For the sake of my credit score health, I've been trying to pay all my debts on time or within 30 days past due. But that means pawning most of the little stuff I own and taking payday loans over and over. It was a mistake that only added to the bills a lot of financing charges and left me even worst than before.
But no more. I'll take the credit score hit. Phone Company, Cable Company, Bank (personal loan), Bank (student loan), etc etc etc... you can all go to hell. I'll make a new budget plan with the following:
* Energy Bill
* Water Bill
* Car Payment
* Car Insurance Payment
And that's it. The fabulous five I'll call em. Everything else just screw'em, I'm not paying. I'll place the saved money aside for a rainy day like having to replace a tire or dealing with the kids getting sick. Because when **** happens, very few help and MANY take the opportunity to run you over while you are down.
If anybody else is planning on not paying some bill, go ahead and rant about it in here.