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Old 07-08-10, 12:06 AM   #1
Psydotek
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WTF? When did this happen? Or how i got myself into debt.

I'm a home owner now. WTF?!?



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Old 07-08-10, 01:53 AM   #2
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Looks simple, but fairly well kept. Congratulations.

I'm hoping to join the ranks of the enslaved myself in the next 6 months.

For the last 5 years or so, every time I hear someone say "Now is a great time to buy" I've taken a glance at the housing prices and shaken my head. Now that I actually finally agree with that sentiment, it seems the chorus isn't nearly as loud.
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Old 07-08-10, 02:00 AM   #3
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congratulations. so how long are you renting it off the bank for?
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Old 07-08-10, 02:25 AM   #4
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Heh, thanks. It's in decent shape. Needs afew usual things like interior paint, carpet replacement, and patio door replacement. Other than that, pretty much everything else that needs to be fixed is cosmetic and can be done gradually after I move in. None of the large appliances were included either so those are part of my move in budget.

Standard 30 year loan with a 4.75% interest rate. Payments are comfortable and I'm hoping to get it done in 15-20 years instead.

And yes, housing prices are finally reasonable. Definitely a good time to buy if you've been saving up a sizable down payment. Made it fairly easy to put in a strong offer and edge out other buyers. Rumor is that prices should be remaining fairly stable but interest rates may be going up.
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Old 07-08-10, 07:05 AM   #5
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Congrats on the beautiful home! Enjoy making it your OWN!

I remember when I first bought my house I was nervous because I was bringing my dog to it for the first time. I said to myself, "I hope the landlord doesn't mind"...Then I realized that I WAS the landlord!

I had to sneek my dog into the condo I rented before that. Every time the landlord came for a visit the place had to be immaculate (no traces of dog anywhere) and hide my dog in my car.
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Please dont outsmart the censor. That is a very expensive censor and every time one of you guys outsmart it it makes someone at the home office feel bad. We dont wanna do that. So dont cleverly disguise bad words.
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Old 07-08-10, 07:07 AM   #6
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Congrats Psydo!
there goes you're weekends.....yardwork
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Old 07-08-10, 07:09 AM   #7
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Congrats.
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Phobias are for irrational fears. Fear of junk ripping badgers is perfectly rational. Those things are nasty.
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Old 07-08-10, 07:09 AM   #8
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Oh, but do not get lazy and bury the bodies on your own property.
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Phobias are for irrational fears. Fear of junk ripping badgers is perfectly rational. Those things are nasty.
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Old 07-08-10, 07:13 AM   #9
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Why not? Saves on fertilizer. He's a new homeowner now. Gotta think economically.
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Please dont outsmart the censor. That is a very expensive censor and every time one of you guys outsmart it it makes someone at the home office feel bad. We dont wanna do that. So dont cleverly disguise bad words.
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Old 07-08-10, 07:14 AM   #10
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Hey I think you did good. The garage door is white.
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Please dont outsmart the censor. That is a very expensive censor and every time one of you guys outsmart it it makes someone at the home office feel bad. We dont wanna do that. So dont cleverly disguise bad words.
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Old 07-08-10, 07:19 AM   #11
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Now you have a place to grow "homegrown"....you might want to keep the operation small though. Too many hydroponic setups may alert the authorities.
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Old 07-08-10, 07:57 AM   #12
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Congrats! Now water that lawn! Its brown!

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Now you have a place to grow "homegrown"....you might want to keep the operation small though. Too many hydroponic setups may alert the authorities.
Since when do the authorities care about herbs?
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Old 07-08-10, 08:00 AM   #13
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Is that a fire ant mound in the front shrubs?
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Old 07-08-10, 10:37 AM   #14
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That's not debt, that your home - enjoy!
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Old 07-08-10, 10:52 AM   #15
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Congrats! Post a pic when you get all your bikes into the garage
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Old 07-08-10, 10:55 AM   #16
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Consider it positive debt. Owning a home is a hard job because of the upkeep but all worth it since you have say in what goes on. Congratulations.
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Old 07-08-10, 11:05 AM   #17
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Congrats but I'll be the party pooper. My next and last houses will have 6 wheels or maybe a apartment. I've spent way to much money and time fixing up my houses.
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Old 07-08-10, 12:36 PM   #18
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Congrats. Reminds me of my first house. You will have more room than you know what to do with.

I'm on the other end of that.... looking to fix up our current home, sell it, and downsize. It should be liberating to get rid of all the junk.
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Old 07-08-10, 12:37 PM   #19
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*looks at the completely trashed house a few blocks away selling for $475,000*

*looks at the empty and fairly useless piece of property a few blocks in the other direction selling for a few hundred thousand dollars*

What? There's a world outside the Bay Area? One which has nothing to do with the Bay Area whatsoever?
I lived in L.A. for a few years back in the 80s. Texas has its flaws, but high home prices is not one of them.
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Originally Posted by bragi "However, it's never a good idea to overgeneralize."
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Old 07-08-10, 01:25 PM   #20
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Look on the bright side, it gives you a reason to go to work.
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Old 07-08-10, 02:27 PM   #21
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congrats!
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Old 07-08-10, 02:33 PM   #22
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Now you have more room to store tools!!!!!
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Old 07-08-10, 11:26 PM   #23
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Congrats! Whereabout?
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Old 07-08-10, 11:30 PM   #24
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Nice.


Now plant a simple garden. If you can convert the garage (unless you really need it), that looks like all the home you will need.


Beautiful mountain, btw.
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Old 07-09-10, 01:25 AM   #25
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Thanks!

I'll be in Rancho Cucamonga which is good since there's some very nice areas for cycling. It's a 3 bedroom 2 bathroom 1 living room house. Funny thing is that the secondary bedroom is bigger than the master bedroom and the living room so it's going to be my media/computer room. Small bedroom for weights. Living room may end up being the "bicycle bay" where i'll put up some racks against the wall to hang my bikes. Been slowly painting and getting my large appliances and i'll most likely be moving in the weekend after next since the carpet will be done. Next things to buy: lawnmower, new bed frame, computer desk, and blinds.
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