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Thread: AFLAC Sucks

  1. #1
    Senior Member Keith99's Avatar
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    AFLAC Sucks

    The company I work for used to have a September to September year for insurance. They decided to make it December to december. We also have Flexible spending which is handled by AFLAC.

    Ok, I filled out the paperwork for everything having no Flexible spending as a 3 month period is just not worth it, to apt to lose the money.

    Then I find out AFLAC required a special form in addition to the one I filled out. I then try to schedule as much as possible for this year. No teasy but get some done. Now it comes to spending the rest, including some 'maybe' allowable items.

    Just got off the phone checking on a claim, to see it is allowed. They made all the excuses, but basically it comes down to they know there are going to be lots of claims, but they still get more days off than the rest of us (Thursday through tuesday and then again this Friday).

    Actaully I was really upset with the first round of this, but now I'm even more upset.

    Unfortuantly it seems AFLAC is one of very few companies that handles Flexible spending plans.

    My hope is that someone here is in a decision making position and will take my rant into account.

  2. #2
    Grumpy Member trsidn's Avatar
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    All your money is going to Gilbert Gottfreid for their commercials.
    Quote Originally Posted by Mariah View Post
    Transcendental enumeration.

  3. #3
    Senior Member Keith99's Avatar
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    Quote Originally Posted by trsidn View Post
    All your money is going to Gilbert Gottfreid for their commercials.
    I only touch AFLAC for the Flexable spending account. I have a feeling that is not a money maker for them, but a way htey get their foot in the door.

    Their products are all a fools bet.

  4. #4
    GATC
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    I hate flexible spending. Just the language on the form of submitting a 'claim' for them to 'approve' or 'deny' frosts me. JHC, it's MY money, you're holding it until I ask for it, now give it to me!!!

  5. #5
    BF's Level 12 Wizard SingingSabre's Avatar
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    You need to call your company's Aflac agent. They're the ones who should be handling everything on your behalf, you shouldn't have to call the 800 number. Hell, one of the perks of having Aflac is having the agent to work for you.

    EDIT: Which flexible plan are you talking about? Which state are you in?

    EDIT 2: I'm not understanding your problem. Are you trying to set up a Section 125 plan? Are you trying to set up your enrollment for the a plan year which recently changed? Re: claims, what is available to be paid out depends on what happened and which plans you have. If you want help, pm me.
    Last edited by SingingSabre; 12-29-10 at 05:45 PM.
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    Quote Originally Posted by Bklyn
    Obviously, the guy's like a 12th level white wizard or something. His mere presence is a danger to mortals.

  6. #6
    Senior Member Keith99's Avatar
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    Quote Originally Posted by SingingSabre View Post
    You need to call your company's Aflac agent. They're the ones who should be handling everything on your behalf, you shouldn't have to call the 800 number. Hell, one of the perks of having Aflac is having the agent to work for you.

    EDIT: Which flexible plan are you talking about? Which state are you in?

    EDIT 2: I'm not understanding your problem. Are you trying to set up a Section 125 plan? Are you trying to set up your enrollment for the a plan year which recently changed? Re: claims, what is available to be paid out depends on what happened and which plans you have. If you want help, pm me.
    I'm in California. AFLAC administers Medical and Dependent FSA accounts. The claim form says "Flex One".

  7. #7
    BF's Level 12 Wizard SingingSabre's Avatar
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    You need to call your company's agent (the person who presented the policy to you and signed you up). Also, go to the place you got your treatments at and get your chart notes. The biggest thing is to make sure what was treated falls under the plan(s) you have.
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    Quote Originally Posted by Bklyn
    Obviously, the guy's like a 12th level white wizard or something. His mere presence is a danger to mortals.

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