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  1. #1
    long time visiter Alfster's Avatar
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    Do you like your bank?

    Just got a call from my bank confirming an online purchase I made. I purchased a Dell Laptop (sorry Pcad). I have to admit I like the fact that they're checking out large purchases to avoid credit card fraud.

    Any issues I've had with my bank were taking care of fairly quickly. The only downside is the trend to remove services from our local branch and move it to online or over the phone (ie: mortgage maintenance). No biggee for me considering most of my transactions are online.

    Do you like or dislike your bank?

  2. #2
    Hey guyz? Guyz? Wait up!! Siu Blue Wind's Avatar
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    My bank likes me.
    Quote Originally Posted by Buddha
    We are what we think. All that we are arises with our thoughts. With our thoughts, we make the world.
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    Please dont outsmart the censor. That is a very expensive censor and every time one of you guys outsmart it it makes someone at the home office feel bad. We dont wanna do that. So dont cleverly disguise bad words.

  3. #3
    long time visiter Alfster's Avatar
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    Quote Originally Posted by Siu Blue Wind View Post
    My bank likes me.
    Between your bank and your lawyers, you're a well liked person.

  4. #4
    Senior Member mikeybikes's Avatar
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    I hated Wells Fargo. Now that I switched to 1stBank of Colorado, I like them.
    My Bikes: 2010 Breezer Uptown EX | 1980 Miyata 610 | 1970 Hercules | 198? Miele ?
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    My Blog, a mix of bicycling, tech, and family.

  5. #5
    Sore saddle cyclist Shifty's Avatar
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    I use a remote access bank (internet, phone and mail), they are located in Texas. I started using them when I lived in Washington DC, then continued uninterrupted service in Hawaii and Oregon. It's been 20 years and it would take an act of congress for me to end the account, they are SO good. With the excellent website and amazing phone service I really have never felt the need for local service, they pay all of my ATM fees, so I can use any one I like at no extra fee. USAA Bank, look them up.
    Those voices in your head aren't real, but they have some great ideas

  6. #6
    K2ProFlex baby! ilikebikes's Avatar
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    Quote Originally Posted by Siu Blue Wind View Post
    My bank likes me.
    Ditto. The only things I didn't like about my bank at the beggining: 1) Telephone service sucked! but that was at the beggining when I was just a lad, now I know that anything worth doing at the bank must be done in person, and they have fantstical in bank service! I now know thats the only way to do IMPORTANT banking. 2) They never wanted to give me loans I couldn't afford! Haha! and again now that I'm older I know why.
    Last edited by ilikebikes; 01-30-11 at 12:10 PM.
    You see, their morals, their code...it's a bad joke, dropped at the first sign of trouble. They're only as good as the world allows them to be. I'll show you. When the chips are down, these...These "civilized" people...they'll eat each other. See, I'm not a monster. I'm just ahead of the curve

  7. #7
    GATC
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    Wells Fargo and I seem to have reached an equilibrium

  8. #8
    Pwnerer Wordbiker's Avatar
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    I love my bank.

    They all know me by name, fill in my account info for me, have cashed checks that Wells Fargo wouldn't (for ten lousy bucks, sheesh), don't have transaction charges out the wazoo and they don't play any silly games...you know, like not posting a check after 2:30 on Friday. Nice little scam you have to gain an extra eight days interest/month there WF.

    If it wasn't for Wells Fargo's exemplary lack of customer service, I wouldn't appreciate them as much.
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    Ski, bike and wish I was gay.

  9. #9
    BF's Level 12 Wizard SingingSabre's Avatar
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    I love my bank. After BofA's ridiculous sur(prise)charges, I switched to US Bank. Open 7 days a week, really convenient hours, great locations, and amazing staff (with the exception of two jerks in Tucson), I really can't complain.

    They also have a policy where until you get below -$10.00, yes, that's below negative $10, they won't charge you an OD fee.
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  10. #10
    Senior Member skiahh's Avatar
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    Quote Originally Posted by Shifty View Post
    USAA Bank, look them up.
    Same here. But I'm not sure it's open to anyone, is it?
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  11. #11
    long time visiter Alfster's Avatar
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    Quote Originally Posted by skiahh View Post
    Same here. But I'm not sure it's open to anyone, is it?
    I looked it up after shifty posted. It started out as military personnel only, but now the banking services are open to everyone. The insurance portion is still military only.

    Btw, I couldn't find too many negative reviews about USAA. Impressive.

  12. #12
    GATC
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    Quote Originally Posted by HardyWeinberg View Post
    Wells Fargo and I seem to have reached an equilibrium
    OK now I hate those ****ers

  13. #13
    You gonna eat that? Doohickie's Avatar
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    I don't love my bank; it is not something I would love.

    We've had Bank of America for over 20 years, though. We've had a few issues with them, which is inevitable with any bank, and they always sorted it out very quickly.

    The one thing they do that kind of peeves me is they will shut off my ATM card if they think I'm spending out of my usual pattern. I understand why; they are trying to prevent fraud, but it usually requires an hour on the phone to convince them I'm me.
    I stop for people / whose right of way I honor / but not for no one.



    Originally Posted by bragi "However, it's never a good idea to overgeneralize."

  14. #14
    That darn Yankee TexasGuy's Avatar
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    My bank is okay. WF pushes their products a bit too much. But if I have a problem I either call or go in and they've usually taken care of it for me.
    Life is about hanging onto what you think is important and finding out what really is important.
    "Stop Ruining my joke!", "No, a joke implies humor attached at no additional cost"
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  15. #15
    Senior Member no motor?'s Avatar
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    Mostly, I use a small locally owned bank that I've used for years. They're much better than the evil greedheads at Chase, but not as interesting as Washington Mutual was.

  16. #16
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    Yes, they have candy!

    Couch

  17. #17
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    I had an issue with BofA when I decided to quit my job and complete my BA degree. I began receiving maintenance fees of $14 per month for no longer having direct deposit. It took me a few months to realize, but I quickly withdrew all my funds and carried them to Regions bank who has no charge as long as I have atleast $1k balance.

    I kept my credit card with BofA to have in my cycling emergency kit. Went to use it one day, as I felt as if I was about to bonk, purchased a gatorade and an apple. I forgot all about it and went to purchase something similar a few months later and the cashier said my card was declined. I called the CS # immediately and was told that my card was deactivated for the $3.22 charge from months prior. I realized this was my fault, but I felt for such a small balance owed the card shouldn't have been cut off.

  18. #18
    I'm Carbon Curious 531phile's Avatar
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    One time, I was standing in line at my bank wearing my helmet with a Niterider light attached to it. I was pulled aside from a supervisor who asked if my light was a camera??? Paranoid Fool.

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  19. #19
    The Other White Meat BroMax's Avatar
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    I do my banking at a credit union.
    The credit union does not have a divided loyalty between its depositors and shareholders because it has no shareholders. No shareholders means it has no dividends to pay and no pressure to constantly increase revenues by means of new fees for the same old services. I like it.
    Peace is not merely a distant goal that we seek, but a means by which we arrive at that goal.

    -Martin Luther King, Jr.

  20. #20
    Senior Member
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    Do you mean "like like"? Or just "like"?

  21. #21
    Ogr8nwmypstmksnosnse pgoat's Avatar
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    Along with a checking account elsewhere, I use an online bank (ING) and like 'em fine...although I haven't compared interest rates on savings accounts in quite some time. When I first signed up they were paying about 6%, far more than a brick and mortar S&L. That's certainly changed....

    Still, I like the online accounts if only because they keep my money at arm's length, which is good for a compulsive shopper like me. Kinda like freezing your credit card to give you time to fight impulse buying.
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    People whose sig line does not include a jsharr quote annoy me.

  22. #22
    The Other White Meat BroMax's Avatar
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    Quote Originally Posted by billyymc View Post
    Do you mean "like like"? Or just "like"?
    "Like". "Like like" is excessive for any financial institution.

    If there is one thing I really like, it's that I can buy gift VISA cards for no fee. They're good for spending money online.
    Peace is not merely a distant goal that we seek, but a means by which we arrive at that goal.

    -Martin Luther King, Jr.

  23. #23
    Godbotherer dwellman's Avatar
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    It's a bank. Now I have been meaning to open a Perk Street thing. . I couldn't find anything bad so far. I'll keep looking.
    "Do you not know that in a race all the runners run, but only one gets the prize? Run in such a way as to get the prize"
    "So I do not run like someone who doesn't run toward the finish line. I do not fight like a boxer who hits nothing but air."
    "And let us run with endurance the race God has set before us."
    "I have fought the good fight, I have finished the race, I have kept the faith."

  24. #24
    Senior Member somedood's Avatar
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    I can throw in another +1 for USAA. I've had them for around 8 years and they've been fantastic. If you deal with cash a lot they definitely are less convenient, though. I have a local Credit Union that I use on rare occasions when I need to deposit cash and transfer it to my USAA account. Depositing checks online is so nice, though I do hear other banks are starting to do that as well.

  25. #25
    Look! My Spine! RubenX's Avatar
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    I hate all banks. I've been bank free for over a year now. The only thing I can't do is taking payday loans (no checking account) which is a good thing after all.
    "Hoy es un dia normal, pero yo voy a hacerlo intenso" ~ Juanes

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