Cycling and bicycle discussion forums. 
   Click here to join our community Log in to access your Control Panel  


Go Back   > >

Foo Off-Topic chit chat with no general subject.

User Tag List

Reply
 
Thread Tools Search this Thread
Old 01-30-11, 10:13 AM   #1
Alfster 
long time visiter
Thread Starter
 
Alfster's Avatar
 
Join Date: Oct 2005
Location: in the Northern Tundra
Bikes: 2005 Trek 6700 disc 2007 Orbea Onix 2009 Raleigh One Way
Posts: 615
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Do you like your bank?

Just got a call from my bank confirming an online purchase I made. I purchased a Dell Laptop (sorry Pcad). I have to admit I like the fact that they're checking out large purchases to avoid credit card fraud.

Any issues I've had with my bank were taking care of fairly quickly. The only downside is the trend to remove services from our local branch and move it to online or over the phone (ie: mortgage maintenance). No biggee for me considering most of my transactions are online.

Do you like or dislike your bank?
Alfster is offline   Reply With Quote
Old 01-30-11, 10:20 AM   #2
Siu Blue Wind
Flowers for mom
 
Siu Blue Wind's Avatar
 
Join Date: Apr 2005
Bikes:
Posts: 10,949
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 58 Post(s)
My bank likes me.
__________________
Quote:
Originally Posted by Buddha
We are what we think. All that we are arises with our thoughts. With our thoughts, we make the world.
Quote:
Originally Posted by making View Post
Please dont outsmart the censor. That is a very expensive censor and every time one of you guys outsmart it it makes someone at the home office feel bad. We dont wanna do that. So dont cleverly disguise bad words.
Siu Blue Wind is offline   Reply With Quote
Old 01-30-11, 10:28 AM   #3
Alfster 
long time visiter
Thread Starter
 
Alfster's Avatar
 
Join Date: Oct 2005
Location: in the Northern Tundra
Bikes: 2005 Trek 6700 disc 2007 Orbea Onix 2009 Raleigh One Way
Posts: 615
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Quote:
Originally Posted by Siu Blue Wind View Post
My bank likes me.
Between your bank and your lawyers, you're a well liked person.
Alfster is offline   Reply With Quote
Old 01-30-11, 10:38 AM   #4
mikeybikes
Senior Member
 
mikeybikes's Avatar
 
Join Date: May 2009
Location: Edgewater, CO
Bikes: Tons
Posts: 3,214
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
I hated Wells Fargo. Now that I switched to 1stBank of Colorado, I like them.
mikeybikes is offline   Reply With Quote
Old 01-30-11, 11:56 AM   #5
Shifty
Sore saddle cyclist
 
Shifty's Avatar
 
Join Date: Jan 2005
Location: Eugene, OR
Bikes: Road, touring and mountain
Posts: 3,848
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 1 Post(s)
I use a remote access bank (internet, phone and mail), they are located in Texas. I started using them when I lived in Washington DC, then continued uninterrupted service in Hawaii and Oregon. It's been 20 years and it would take an act of congress for me to end the account, they are SO good. With the excellent website and amazing phone service I really have never felt the need for local service, they pay all of my ATM fees, so I can use any one I like at no extra fee. USAA Bank, look them up.
Shifty is offline   Reply With Quote
Old 01-30-11, 12:03 PM   #6
ilikebikes
K2ProFlex baby!
 
ilikebikes's Avatar
 
Join Date: Feb 2007
Location: My response would have been something along the lines of: "Does your bike have computer controlled suspension? Then shut your piehole, this baby is from the future!"
Bikes: to many to list
Posts: 6,087
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 1 Post(s)
Quote:
Originally Posted by Siu Blue Wind View Post
My bank likes me.
Ditto. The only things I didn't like about my bank at the beggining: 1) Telephone service sucked! but that was at the beggining when I was just a lad, now I know that anything worth doing at the bank must be done in person, and they have fantstical in bank service! I now know thats the only way to do IMPORTANT banking. 2) They never wanted to give me loans I couldn't afford! Haha! and again now that I'm older I know why.
__________________
You see, their morals, their code...it's a bad joke, dropped at the first sign of trouble. They're only as good as the world allows them to be. I'll show you. When the chips are down, these...These "civilized" people...they'll eat each other. See, I'm not a monster. I'm just ahead of the curve

Last edited by ilikebikes; 01-30-11 at 12:10 PM.
ilikebikes is offline   Reply With Quote
Old 01-30-11, 12:14 PM   #7
HardyWeinberg
GATC
 
Join Date: Jul 2006
Location: south Puget Sound
Bikes:
Posts: 7,492
Mentioned: 2 Post(s)
Tagged: 0 Thread(s)
Quoted: 47 Post(s)
Wells Fargo and I seem to have reached an equilibrium
HardyWeinberg is offline   Reply With Quote
Old 01-30-11, 01:12 PM   #8
Wordbiker
Pwnerer
 
Wordbiker's Avatar
 
Join Date: Jun 2005
Location: Pagosa Springs, CO, USA
Bikes: Road, MTB, Cruiser, Chopper, BMX
Posts: 2,907
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
I love my bank.

They all know me by name, fill in my account info for me, have cashed checks that Wells Fargo wouldn't (for ten lousy bucks, sheesh), don't have transaction charges out the wazoo and they don't play any silly games...you know, like not posting a check after 2:30 on Friday. Nice little scam you have to gain an extra eight days interest/month there WF.

If it wasn't for Wells Fargo's exemplary lack of customer service, I wouldn't appreciate them as much.
__________________
Quote:
Originally Posted by ahsposo View Post
Ski, bike and wish I was gay.
Wordbiker is offline   Reply With Quote
Old 01-30-11, 01:41 PM   #9
SingingSabre 
BF's Level 12 Wizard
 
SingingSabre's Avatar
 
Join Date: Feb 2006
Location: Tucson, AZ
Bikes: Diamondback Sorrento turned Xtracycle commuter
Posts: 1,425
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
I love my bank. After BofA's ridiculous sur(prise)charges, I switched to US Bank. Open 7 days a week, really convenient hours, great locations, and amazing staff (with the exception of two jerks in Tucson), I really can't complain.

They also have a policy where until you get below -$10.00, yes, that's below negative $10, they won't charge you an OD fee.
__________________
Shameless plug (my sites):
Work
Photography
Vanity
Quote:
Originally Posted by Bklyn
Obviously, the guy's like a 12th level white wizard or something. His mere presence is a danger to mortals.
SingingSabre is offline   Reply With Quote
Old 01-30-11, 10:37 PM   #10
skiahh
Senior Member
 
skiahh's Avatar
 
Join Date: Aug 2003
Location: CO Springs, CO
Bikes: 08 Stumpjumper FSR Expert, 02 Litespeed Tuscany, 04 Specialized S-Works Epic
Posts: 1,035
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Quote:
Originally Posted by Shifty View Post
USAA Bank, look them up.
Same here. But I'm not sure it's open to anyone, is it?
skiahh is offline   Reply With Quote
Old 01-31-11, 04:52 AM   #11
Alfster 
long time visiter
Thread Starter
 
Alfster's Avatar
 
Join Date: Oct 2005
Location: in the Northern Tundra
Bikes: 2005 Trek 6700 disc 2007 Orbea Onix 2009 Raleigh One Way
Posts: 615
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Quote:
Originally Posted by skiahh View Post
Same here. But I'm not sure it's open to anyone, is it?
I looked it up after shifty posted. It started out as military personnel only, but now the banking services are open to everyone. The insurance portion is still military only.

Btw, I couldn't find too many negative reviews about USAA. Impressive.
Alfster is offline   Reply With Quote
Old 02-05-11, 09:44 AM   #12
HardyWeinberg
GATC
 
Join Date: Jul 2006
Location: south Puget Sound
Bikes:
Posts: 7,492
Mentioned: 2 Post(s)
Tagged: 0 Thread(s)
Quoted: 47 Post(s)
Quote:
Originally Posted by HardyWeinberg View Post
Wells Fargo and I seem to have reached an equilibrium
OK now I hate those ****ers
HardyWeinberg is offline   Reply With Quote
Old 02-05-11, 09:52 AM   #13
Doohickie 
You gonna eat that?
 
Doohickie's Avatar
 
Join Date: Sep 2008
Location: Fort Worth, Texas Church of Hopeful Uncertainty
Bikes: 1966 Raleigh DL-1 Tourist, 1973 Schwinn Varsity, 1983 Raleigh Marathon, 1994 Nishiki Sport XRS
Posts: 14,360
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 13 Post(s)
I don't love my bank; it is not something I would love.

We've had Bank of America for over 20 years, though. We've had a few issues with them, which is inevitable with any bank, and they always sorted it out very quickly.

The one thing they do that kind of peeves me is they will shut off my ATM card if they think I'm spending out of my usual pattern. I understand why; they are trying to prevent fraud, but it usually requires an hour on the phone to convince them I'm me.
__________________
I stop for people / whose right of way I honor / but not for no one.



Originally Posted by bragi "However, it's never a good idea to overgeneralize."
Doohickie is offline   Reply With Quote
Old 02-05-11, 10:14 AM   #14
TexasGuy
That darn Yankee
 
TexasGuy's Avatar
 
Join Date: Jun 2005
Location: West West Fort Worth
Bikes: Mongoose XR-100, Eros Bianchi
Posts: 4,286
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
My bank is okay. WF pushes their products a bit too much. But if I have a problem I either call or go in and they've usually taken care of it for me.
__________________
Life is about hanging onto what you think is important and finding out what really is important.
"Stop Ruining my joke!", "No, a joke implies humor attached at no additional cost"
So many sayings, so little sig space.
TexasGuy is offline   Reply With Quote
Old 02-05-11, 10:45 AM   #15
no motor?
Senior Member
 
no motor?'s Avatar
 
Join Date: Dec 2005
Location: Chicagoland
Bikes: Specialized Hardrock
Posts: 4,899
Mentioned: 2 Post(s)
Tagged: 0 Thread(s)
Quoted: 38 Post(s)
Mostly, I use a small locally owned bank that I've used for years. They're much better than the evil greedheads at Chase, but not as interesting as Washington Mutual was.
no motor? is offline   Reply With Quote
Old 02-05-11, 02:31 PM   #16
Couch
Banned
 
Join Date: Sep 2010
Bikes:
Posts: 57
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Yes, they have candy!

Couch
Couch is offline   Reply With Quote
Old 02-06-11, 11:21 PM   #17
MindTrip
Junior Member
 
Join Date: Nov 2010
Bikes:
Posts: 10
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
I had an issue with BofA when I decided to quit my job and complete my BA degree. I began receiving maintenance fees of $14 per month for no longer having direct deposit. It took me a few months to realize, but I quickly withdrew all my funds and carried them to Regions bank who has no charge as long as I have atleast $1k balance.

I kept my credit card with BofA to have in my cycling emergency kit. Went to use it one day, as I felt as if I was about to bonk, purchased a gatorade and an apple. I forgot all about it and went to purchase something similar a few months later and the cashier said my card was declined. I called the CS # immediately and was told that my card was deactivated for the $3.22 charge from months prior. I realized this was my fault, but I felt for such a small balance owed the card shouldn't have been cut off.
MindTrip is offline   Reply With Quote
Old 02-07-11, 12:00 AM   #18
531phile 
I'm Carbon Curious
 
531phile's Avatar
 
Join Date: Aug 2005
Bikes:
Posts: 2,195
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 1 Post(s)
One time, I was standing in line at my bank wearing my helmet with a Niterider light attached to it. I was pulled aside from a supervisor who asked if my light was a camera??? Paranoid Fool.
531phile is offline   Reply With Quote
Old 02-07-11, 01:38 AM   #19
BroMax
The Other White Meat
 
BroMax's Avatar
 
Join Date: Dec 2005
Location: Reno
Bikes: Raleigh Sports 3 speed, Torker T-530
Posts: 605
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
I do my banking at a credit union.
The credit union does not have a divided loyalty between its depositors and shareholders because it has no shareholders. No shareholders means it has no dividends to pay and no pressure to constantly increase revenues by means of new fees for the same old services. I like it.
BroMax is offline   Reply With Quote
Old 02-07-11, 05:53 AM   #20
billyymc
Senior Member
 
Join Date: Nov 2010
Bikes:
Posts: 927
Mentioned: 1 Post(s)
Tagged: 0 Thread(s)
Quoted: 23 Post(s)
Do you mean "like like"? Or just "like"?
billyymc is offline   Reply With Quote
Old 02-07-11, 06:14 AM   #21
pgoat
BatŁwŁ Griekgriek
 
pgoat's Avatar
 
Join Date: May 2005
Location: NYC - for the moment...
Bikes: 1985 Trek 500, 1986 Trek 500 Tri Series, 2002 Orbea Team Euskaltel, 2005 Cannondale R1000
Posts: 2,899
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 9 Post(s)
Along with a checking account elsewhere, I use an online bank (ING) and like 'em fine...although I haven't compared interest rates on savings accounts in quite some time. When I first signed up they were paying about 6%, far more than a brick and mortar S&L. That's certainly changed....

Still, I like the online accounts if only because they keep my money at arm's length, which is good for a compulsive shopper like me. Kinda like freezing your credit card to give you time to fight impulse buying.
__________________
Quote:
Originally Posted by jsharr View Post
People whose sig line does not include a jsharr quote annoy me.
pgoat is offline   Reply With Quote
Old 02-07-11, 02:05 PM   #22
BroMax
The Other White Meat
 
BroMax's Avatar
 
Join Date: Dec 2005
Location: Reno
Bikes: Raleigh Sports 3 speed, Torker T-530
Posts: 605
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Quote:
Originally Posted by billyymc View Post
Do you mean "like like"? Or just "like"?
"Like". "Like like" is excessive for any financial institution.

If there is one thing I really like, it's that I can buy gift VISA cards for no fee. They're good for spending money online.
BroMax is offline   Reply With Quote
Old 02-07-11, 02:49 PM   #23
dwellman
Godbotherer
 
dwellman's Avatar
 
Join Date: Jan 2011
Location: Hermitage, TN
Bikes: 1986 Cannondale SR300 (full SRAM Apex) 1996 Cannondale R800 (Full SRAM Rival), 1997 Cannondale R200 (Shimano Tiagra), 2012 Cannondale CAAD 10-5, 1992 Bridgestone RB-1 (SRAM Force)
Posts: 1,321
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
It's a bank. Now I have been meaning to open a Perk Street thing. . I couldn't find anything bad so far. I'll keep looking.
dwellman is offline   Reply With Quote
Old 02-07-11, 03:11 PM   #24
somedood
Senior Member
 
somedood's Avatar
 
Join Date: Dec 2006
Location: UT
Bikes: Ibex Xray
Posts: 398
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
I can throw in another +1 for USAA. I've had them for around 8 years and they've been fantastic. If you deal with cash a lot they definitely are less convenient, though. I have a local Credit Union that I use on rare occasions when I need to deposit cash and transfer it to my USAA account. Depositing checks online is so nice, though I do hear other banks are starting to do that as well.
somedood is offline   Reply With Quote
Old 02-07-11, 03:56 PM   #25
RubenX 
Look! My Spine!
 
RubenX's Avatar
 
Join Date: Apr 2008
Location: Kissimmee, FL
Bikes:
Posts: 619
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 1 Post(s)
I hate all banks. I've been bank free for over a year now. The only thing I can't do is taking payday loans (no checking account) which is a good thing after all.
__________________
"Hoy es un dia normal, pero yo voy a hacerlo intenso" ~ Juanes
RubenX is offline   Reply With Quote
Reply


Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off



All times are GMT -6. The time now is 10:38 PM.