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  1. #1
    Super Moderator no1mad's Avatar
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    Any good personal finance software out there?

    I'm sure if I Googled/Binged for some, I'd find all kinds, but it's kinda hard to tell the legit from the really good phishers nowadays. Has to run on a Vista 32bit system. No stocks/bonds/investments to track.
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  2. #2
    Senior Member
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    Mint.com

  3. #3
    BF Risk Manager
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    Microsoft Money is now dead, so I think Mint or Quicken would be the leading contenders.
    Regards, MillCreek
    Snohomish County, Washington USA

  4. #4
    Super Moderator no1mad's Avatar
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    Quote Originally Posted by MillCreek View Post
    Microsoft Money is now dead, so I think Mint or Quicken would be the leading contenders.
    I'll go check out their sites for bare-bone freeware.
    Quote Originally Posted by Cyril View Post
    Ride what and in what manner pleases you. Those that mind don't matter, and those that matter don't mind. srsly.
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  5. #5
    long time visiter Alfster's Avatar
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    This is weird. I was going to start this exact thread this evening. I just downloaded Quicken 'Home and Business 2011' this evening. I've used Quicken in the past and have always found it easy to use. It's easy to download all your banking transactions. I just finished categorizing the last couple of months to track my budget info.

  6. #6
    Super Moderator no1mad's Avatar
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    It looks like Mint is a cloud based Quicken?
    Quote Originally Posted by Cyril View Post
    Ride what and in what manner pleases you. Those that mind don't matter, and those that matter don't mind. srsly.
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  7. #7
    Senior Member mikeybikes's Avatar
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    I like Moneydance.
    My Bikes: 2009 Breezer Uptown EX | 1980 Miyata 610 | 1970 Hercules | 198? Miele ?
    Wife's Bike: 2008 Globe City 7

    My Blog, a mix of bicycling, tech, and family.

  8. #8
    Senior Member somedood's Avatar
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    Mint didn't do very well for me, it got confused with transfers and got the income/expenses all mixed up.

    I was looking for something that does budgeting similar to the envelope system, and lets me track expenses for tax purposes. I tried moneydance and YNAB. I really wanted the automatic downloading of transactions and YNAB doesn't do it but has good budgeting. Moneydance's budgeting isn't that great, but it does download transactions automatically.

    One of the better free online ones for me was Thrive. It could track transfers correctly, and does auto-download transactions but the budgeting part of it wasn't really helping me as much as I had wanted it to and I've stopped using it.

  9. #9
    Senior Member 009jim's Avatar
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    Any spreadsheet program should be all you need, e.g. Excel. That's what I've been using for years and I have stocks, real estate, fixed interest.

  10. #10
    BF Risk Manager
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    When Microsoft killed Money, they recommended Bundle as an online alternative: http://www.bundle.com/
    Regards, MillCreek
    Snohomish County, Washington USA

  11. #11
    GATC
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    Mint looks like it just logs into all my accts and tells me what they say? I want to keep my own records and compare them to what the institutions claim, not just take their word for it. Am I missing something?

  12. #12
    Senior Member mikeybikes's Avatar
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    Quote Originally Posted by HardyWeinberg View Post
    Mint looks like it just logs into all my accts and tells me what they say? I want to keep my own records and compare them to what the institutions claim, not just take their word for it. Am I missing something?
    You got it right.

    If that's what you're after, check out GnuCash. Requires a bit of thinking, but it does double entry accounting. I used that for a while.

    Another good option is to just use a spreadsheet for an account ledger. In the end, that's what I end up going back to. I store on Google docs, and I can share the spreadsheet with my girl so that we can both work to keep track of our account.

    It all depends on what you want out of a personal finance application.
    My Bikes: 2009 Breezer Uptown EX | 1980 Miyata 610 | 1970 Hercules | 198? Miele ?
    Wife's Bike: 2008 Globe City 7

    My Blog, a mix of bicycling, tech, and family.

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