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Old 07-05-11, 12:36 PM   #1
55/Rad
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Frustrating Insurance Companies

I've been out of work for some time and have been building my own business, which is actually going fairly well.

My COBRA benefits were up, so I went looking for an individual plan here in Oregon.

I am 51 with absolutely no pre-existing conditions. I have been healthy all my life and I ride a bike 4-5 days a week.

4 years ago, my wife ran off with another guy. The divorce took its toll both financially and emotionally...and then I lost my job. I had a bout with anxiety for which I took meds for 2 months. Yes, 2 months. Things have been fine ever since.

But, because of that, I am being declined coverage from a reputable provider. I guess I will now need to apply to a bunch in order to (hopefully) find one.

Frustrating....

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Old 07-05-11, 12:42 PM   #2
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I hear ya. My wife being pregnant was a "pre-existing condition" which made it tough for us, too!
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Old 07-05-11, 01:02 PM   #3
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Have you tried applying for state benefits yet? You would most likely be eligible and it would help you until you got on your feet.
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Old 07-05-11, 01:24 PM   #4
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Come on up. We'll look after you.
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Old 07-05-11, 03:18 PM   #5
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I can't get life insurance, so I'm familiar with what you're going through.

I even challenged them to a bicycle race - they declined.
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Old 07-05-11, 03:41 PM   #6
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Come on up. We'll look after you.
Even Rad has limits. You just pushed them hard.
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Phobias are for irrational fears. Fear of junk ripping badgers is perfectly rational. Those things are nasty.
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Old 07-05-11, 03:48 PM   #7
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Blech. That sucks.
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Old 07-05-11, 03:55 PM   #8
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Tell them about the Tete, Rad, they might reconsider. Imagine they have a large claim to pay to you and they just keep dragging out paying it, they could work you for what, 6 or 7 years easy.
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Phobias are for irrational fears. Fear of junk ripping badgers is perfectly rational. Those things are nasty.
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Old 07-05-11, 07:09 PM   #9
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is there a chamber of commerce up there? some have group plans.
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Old 07-05-11, 08:57 PM   #10
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Even Rad has limits. You just pushed them hard.
Yeah, I know. Sounds like he is in a far superior situation..
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