Advertise on Bikeforums.net



User Tag List

Page 1 of 2 12 LastLast
Results 1 to 25 of 39
  1. #1
    Senior Member bikebuddha's Avatar
    Join Date
    Oct 2003
    Location
    Somewhere in time
    Posts
    1,103
    Mentioned
    0 Post(s)
    Tagged
    1 Thread(s)

    Sigh...Disagreement with the Spouse over Housing

    So my wife and I were out looking for a new place over the weekend. With the youngest gone and the oldest hopefully leaving soon, I was thinking of a small two bedroom fixer upper. Maybe a little cottage,

    Then we happened to pass this house.

    http://www.realtor.com/realestateand...ex=GA539480526


    And my wife fell in love even before she saw the gorgeous interior. Now I'm a tightwad and my wife's a bit of a spendthrift, so you can imagine where this conversation went. The only problem for me is that my wife is somewhat right, it's a beautiful house in the perfect location, but there are so many better deals out there.

    Then the cheapness kicks in, this house was purchased on April for 61,000, based on my estimates they probably put 50 to 70K into a total remodel but even if got it for 190K they would still be making 60K profit from me. I'm not sure I could live with myself if I let that happen.

    And my wife is now calling and I bet she wants to talk about the house...sigh.
    The few, the proud, the likely insane, Metro-Atlanta bicycle commuters.

  2. #2
    Pedaled too far. Artkansas's Avatar
    Join Date
    Oct 2005
    Location
    La Petite Roche
    Posts
    12,192
    Mentioned
    1 Post(s)
    Tagged
    0 Thread(s)
    That's why you never-ever-ever go to look at a house that is over your budget.

    Now you have to sell her down. If the kids are leaving, you don't need a 4 bedroom Mc Mansion. Just look at the yardwork and upkeep that will require. You want a nice house, with low maintenance that will free up your time, not gobble it up.

    My recommendation? Pull out of house hunting completely till all the kids are gone. Let things chill. While you wait, have some talks and nail down exactly what you want in a house, and put it down on paper. Cost, square footage, amenities, closeness to bike facilities, nature...
    "He who serves all, best serves himself" Jack London

    Quote Originally Posted by Bjforrestal View Post
    I don't care if you are on a unicycle, as long as you're not using a motor to get places you get props from me. We're here to support each other. Share ideas, and motivate one another to actually keep doing it.

  3. #3
    Caustic Soccer Mom apclassic9's Avatar
    Join Date
    Jun 2005
    Location
    Millstone WV
    Posts
    1,759
    Mentioned
    1 Post(s)
    Tagged
    0 Thread(s)
    talking points: who wants to clean 2200 sq ft? granit countertops STAIN. the professionaloly landscaped lawn looks like sh** - just imagine what it would look like with YOU taking care of it! what are the annual taxes? Watch Holmes on Homes & just THINK about all the shortcuts the "flippers" took to mask problems & save money... those things are hidden until they fail. Good luck!
    As with mud, life, too, slides by.

  4. #4
    Senior Member bikebuddha's Avatar
    Join Date
    Oct 2003
    Location
    Somewhere in time
    Posts
    1,103
    Mentioned
    0 Post(s)
    Tagged
    1 Thread(s)
    Quote Originally Posted by Artkansas View Post
    That's why you never-ever-ever go to look at a house that is over your budget.
    Well that's part of the problem, it's well within the budget but I'm too cheap to spend that much when a few neighborhoods over there's a smaller uglier house for half the price. I think you may be right perhaps we need a break from looking.
    The few, the proud, the likely insane, Metro-Atlanta bicycle commuters.

  5. #5
    The Site Administrator: Currently at home recovering from a couple of strokes,please contact my assistnt admins for forum issues Tom Stormcrowe's Avatar
    Join Date
    Mar 2006
    Location
    South Florida
    My Bikes
    Techna Wheelchair and a Sun EZ 3 Recumbent Trike
    Posts
    16,007
    Mentioned
    10 Post(s)
    Tagged
    4 Thread(s)
    Quote Originally Posted by bikebuddha View Post
    Well that's part of the problem, it's well within the budget but I'm too cheap to spend that much when a few neighborhoods over there's a smaller uglier house for half the price. I think you may be right perhaps we need a break from looking.
    She'll win eventually.....just get it over with and concede.
    on light duty due to illness; please contact my assistants for forum issues. They are Siu Blue Wind, or CbadRider or the other 3 star folk. I am currently at home recovering from a couple of strokes. I am making good progress, happily.


    . “He who fights with monsters might take care lest he thereby become a monster. And if you gaze for long into an abyss, the abyss gazes also into you.”- Fredrick Nietzsche

    "We can judge the heart of a man by his treatment of animals." - Immanuel Kant

  6. #6
    The Fat Guy In The Back Tundra_Man's Avatar
    Join Date
    Sep 2009
    Location
    Sioux Falls, SD
    My Bikes
    '02 Giant Boulder, '08 Felt S32
    Posts
    871
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    In a similar dilemma. My aunt passed away almost a year ago, and now my cousins are selling her house. It's huge (more than we really need), in nice shape and in a great neighborhood. The only reason it's even tempting is that my cousins are selling it cheap just to be done with it, so I could pick it up for about 1/4 less than what it's probably worth.

    The flip side is I would be back into a 30 year mortgage when I only have 5 years left to pay on my house. I don't really like my house and it needs a lot of work, but not having a house payment is compelling.

    So far my practical side is winning, but I must admit it's a struggle.
    '81 Panasonic Sport, '02 Giant Boulder SE, '08 Felt S32, '10 Diamondback Insight RS, '10 Windsor Clockwork

    Visit me at the Tundra Man Workshop

  7. #7
    Junior Member Jonah19's Avatar
    Join Date
    Aug 2011
    Location
    Boerne, TX
    My Bikes
    Torelli Ti, Trek Fuel8
    Posts
    19
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Any home can be made beautiful. If you were to buy the cottage, how much money would be available to remodel/decorate to her taste and would she like to manage the projects? (I almost wrote "how much money would you let her have? ... and my "spidey sense" went off the charts! Something like that would be life threatening - and justifiably so.) Would it be worth it? Or is she just thinking about a larger home for the future grandkids?
    Last edited by Jonah19; 09-29-11 at 08:05 AM.
    Genius is nothing more than inflamed enthusiasm.

  8. #8
    Senior Member bikebuddha's Avatar
    Join Date
    Oct 2003
    Location
    Somewhere in time
    Posts
    1,103
    Mentioned
    0 Post(s)
    Tagged
    1 Thread(s)
    Quote Originally Posted by Jonah19 View Post
    Any home can be made beautiful. If you were to buy the cottage, how much money would you let her have to remodel/decorate to her taste? Would it be worth it? Or is she just thinking about a larger home for the future grandkids?
    My wife is the kind of person who wants to buy a house and have me immediately start tearing it apart, she's more of the move in and have to do as little as possible. We're pretty much complete opposites in this respect.
    The few, the proud, the likely insane, Metro-Atlanta bicycle commuters.

  9. #9
    Banned. ModoVincere's Avatar
    Join Date
    Aug 2006
    Posts
    1,626
    Mentioned
    1 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by Tom Stormcrowe View Post
    She'll win eventually.....just get it over with and concede.
    this...
    and we can both throw eachother a house warming party
    I just got an offer on my house in Johns Creek...just need to convince the wife to accept it.

  10. #10
    Senior Member bikebuddha's Avatar
    Join Date
    Oct 2003
    Location
    Somewhere in time
    Posts
    1,103
    Mentioned
    0 Post(s)
    Tagged
    1 Thread(s)
    Quote Originally Posted by ModoVincere View Post
    this...
    and we can both throw eachother a house warming party
    I just got an offer on my house in Johns Creek...just need to convince the wife to accept it.
    I hope you made a tidy profit.
    The few, the proud, the likely insane, Metro-Atlanta bicycle commuters.

  11. #11
    Senior Member Cyclomania's Avatar
    Join Date
    Jul 2011
    Location
    American SPacifNorthWest. PDX
    My Bikes
    American Eagle, Nishiki.Semipro. Great bike.
    Posts
    464
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    House is a bargain! In Portaland Oregon we spent 325K and it is a cheap son of a batch in comparison, you get 1,000 more square feet more than us! I'm so jealous! And you probably won't be spending friggin 300 dollars (3.8 APR) a month on property taxes!
    Last edited by Cyclomania; 09-29-11 at 08:27 AM.
    Sometimes when I'm out doing a shopping run, I'll be offered a free sample (cut of pizza, doughnut, cheezywiz thingy)...little do they know that behind every bite is my gasoline!

  12. #12
    Banned. ModoVincere's Avatar
    Join Date
    Aug 2006
    Posts
    1,626
    Mentioned
    1 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by bikebuddha View Post
    I hope you made a tidy profit.
    nope...this is the older house...will actually be losing about 20g's....but 20/16 is 1250/yr....a lot cheaper than rent would have been. I stand to make a killing on the new house if prices ever go back up. Had a RE agent look at it and attempt to market it even without a contract. At the price he was wanting to sell that one at, I'd be in the 6 digit profit without even getting the C.O. yet.

  13. #13
    Senior Member bikebuddha's Avatar
    Join Date
    Oct 2003
    Location
    Somewhere in time
    Posts
    1,103
    Mentioned
    0 Post(s)
    Tagged
    1 Thread(s)
    Quote Originally Posted by ModoVincere View Post
    nope...this is the older house...will actually be losing about 20g's....but 20/16 is 1250/yr....a lot cheaper than rent would have been. I stand to make a killing on the new house if prices ever go back up. Had a RE agent look at it and attempt to market it even without a contract. At the price he was wanting to sell that one at, I'd be in the 6 digit profit without even getting the C.O. yet.
    Based on the location you're certainly right. That's the thing about this house. Just 1.5 miles from the Marietta Square in a very desirable area. When the market picks back up it'll be a hot property.
    The few, the proud, the likely insane, Metro-Atlanta bicycle commuters.

  14. #14
    Senior Member bikebuddha's Avatar
    Join Date
    Oct 2003
    Location
    Somewhere in time
    Posts
    1,103
    Mentioned
    0 Post(s)
    Tagged
    1 Thread(s)
    Quote Originally Posted by Cyclomania View Post
    House is a bargain! In Portaland Oregon we spent 325 and it is a cheap son of a batch in comparison, you get 1,000 more square feet more than us! I'm so jealous! And you probably won't be spending friggin 300 dollars (3.8 APR) a month on property taxes!
    And check out it's location just 1.5 miles from the historic square and the court house. I could sleep late and still ride my bike to court.


    The few, the proud, the likely insane, Metro-Atlanta bicycle commuters.

  15. #15
    Squirrelly Member trsidn's Avatar
    Join Date
    Jul 2007
    Location
    Putting the 'fun' in dysfunctional
    My Bikes
    Cannondale CAAD8, Trek SU200
    Posts
    220
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by apclassic9 View Post
    talking points: who wants to clean 2200 sq ft? granit countertops STAIN. the professionaloly landscaped lawn looks like sh** - just imagine what it would look like with YOU taking care of it! what are the annual taxes? Watch Holmes on Homes & just THINK about all the shortcuts the "flippers" took to mask problems & save money... those things are hidden until they fail. Good luck!
    ^ This.

    Although the countertops look more like the granite/resin composite, which won't stain. Also, that looks like a lot of house to buy after the kids are gone. I would have liked it when the kids were home, but can't see buying into it. I'd be more interested in some land for a serious garden than a house. But that's just me.
    Quote Originally Posted by Nicodemus View Post
    Yet more proof that I'm.. well, pretty much right about everything.

  16. #16
    Banned. ModoVincere's Avatar
    Join Date
    Aug 2006
    Posts
    1,626
    Mentioned
    1 Post(s)
    Tagged
    0 Thread(s)
    If you have the means, I'd grab that house up. It's in a great location, it's a nice looking house, and it would make your commute a breeze.
    What's not to like?
    You even have room for when the kid boomerangs after college.

  17. #17
    Squirrelly Member trsidn's Avatar
    Join Date
    Jul 2007
    Location
    Putting the 'fun' in dysfunctional
    My Bikes
    Cannondale CAAD8, Trek SU200
    Posts
    220
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by Tundra_Man View Post
    In a similar dilemma. My aunt passed away almost a year ago, and now my cousins are selling her house. It's huge (more than we really need), in nice shape and in a great neighborhood. The only reason it's even tempting is that my cousins are selling it cheap just to be done with it, so I could pick it up for about 1/4 less than what it's probably worth.

    The flip side is I would be back into a 30 year mortgage when I only have 5 years left to pay on my house. I don't really like my house and it needs a lot of work, but not having a house payment is compelling.

    So far my practical side is winning, but I must admit it's a struggle.

    Any chance you could squeeze a 15 year mortgage? Interest rates tend to be a bit lower, payments not all that much more...
    Quote Originally Posted by Nicodemus View Post
    Yet more proof that I'm.. well, pretty much right about everything.

  18. #18
    Senior Member bikebuddha's Avatar
    Join Date
    Oct 2003
    Location
    Somewhere in time
    Posts
    1,103
    Mentioned
    0 Post(s)
    Tagged
    1 Thread(s)
    Quote Originally Posted by ModoVincere View Post
    You even have room for when the kid boomerangs after college.
    Please no.
    The few, the proud, the likely insane, Metro-Atlanta bicycle commuters.

  19. #19
    Banned. ModoVincere's Avatar
    Join Date
    Aug 2006
    Posts
    1,626
    Mentioned
    1 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by bikebuddha View Post
    Please no.
    Sorry....I just believe in preparing for the worst.

  20. #20
    Senior Member
    Join Date
    Apr 2007
    Location
    Minneapolis, MN
    Posts
    176
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    It has a kitchen sink that looks like a kidney! Pass! But, it has a totally clear, huge shower door. Yummy. Tough one....

  21. #21
    Administrator CbadRider's Avatar
    Join Date
    Sep 2008
    Location
    On the bridge with Picard
    My Bikes
    Specialized Allez, Specialized Sirrus
    Posts
    5,717
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by bikebuddha View Post
    Well that's part of the problem, it's well within the budget but I'm too cheap to spend that much when a few neighborhoods over there's a smaller uglier house for half the price. I think you may be right perhaps we need a break from looking.
    How much would you spend fixing up the smaller, uglier house? How long would it take? How do you feel about living without a bathroom or kitchen for several months?

    I did a pretty comprehensive remodel on my current house when I bought it several years ago. I don't know if I'd want to live through all of the dust, dirt and having strange workmen roaming around the house again. Remodeling always has issues come up that you didn't expect. I had to redo electrical wiring and drywall that I wasn't planning on because a previous owner had cut corners when they did work on the house.
    Quote Originally Posted by toddles View Post
    So Tom only hires people that are nutty? Is part of the requirement to be a moderator on this site is that you have to be nuts??
    Forum Guidelines *click here*

  22. #22
    Senior Member bikebuddha's Avatar
    Join Date
    Oct 2003
    Location
    Somewhere in time
    Posts
    1,103
    Mentioned
    0 Post(s)
    Tagged
    1 Thread(s)
    Quote Originally Posted by CbadRider View Post
    How much would you spend fixing up the smaller, uglier house? How long would it take? How do you feel about living without a bathroom or kitchen for several months?

    I did a pretty comprehensive remodel on my current house when I bought it several years ago. I don't know if I'd want to live through all of the dust, dirt and having strange workmen roaming around the house again. Remodeling always has issues come up that you didn't expect. I had to redo electrical wiring and drywall that I wasn't planning on because a previous owner had cut corners when they did work on the house.

    Well I'm pretty handy but I'm also pretty cheap and pretty busy, so a serious remodel would probably take years as I would insist on doing everything I could myself. I see your point.
    The few, the proud, the likely insane, Metro-Atlanta bicycle commuters.

  23. #23
    Ogr8nwmypstmksnosnse pgoat's Avatar
    Join Date
    May 2005
    My Bikes
    1986 Trek 500, 2003 Orbea Team Euskaltel, 2005 Cannondale R1000
    Posts
    2,785
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Good luck with your decision...at least you have the money, which gives you options...nicer than not having any!


    Quote Originally Posted by Cyclomania View Post
    House is a bargain! In Portaland Oregon we spent 325K and it is a cheap son of a batch in comparison, you get 1,000 more square feet more than us! I'm so jealous! And you probably won't be spending friggin 300 dollars (3.8 APR) a month on property taxes!
    Heh...jealousy is relative; the taxes on moderately priced homes here is more like freakin' $600-700/mo...it's all relative, I guess.
    Quote Originally Posted by jsharr View Post
    People whose sig line does not include a jsharr quote annoy me.

  24. #24
    Squirrelly Member trsidn's Avatar
    Join Date
    Jul 2007
    Location
    Putting the 'fun' in dysfunctional
    My Bikes
    Cannondale CAAD8, Trek SU200
    Posts
    220
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Quote Originally Posted by ModoVincere View Post
    If you have the means, I'd grab that house up. It's in a great location, it's a nice looking house, and it would make your commute a breeze.
    What's not to like?
    You even have room for when the kid boomerangs after college.

    woops... didn't even think about that.
    maybe you DO want the bigger house
    Quote Originally Posted by Nicodemus View Post
    Yet more proof that I'm.. well, pretty much right about everything.

  25. #25
    Senior Member
    Join Date
    Feb 2005
    Location
    Nanaimo.B.C. The We't coast of Canada
    Posts
    1,287
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    The other thing to think about given that the brats are just about all flown the nest is that you are reaching the age where climbing stairs all the time gets to be a pain in more ways than one. It looks like given the style of the house the bedrooms are up stairs and the laundry is down, this leads to having to climb those stairs more than once or twice a day. I, for one, am thinking a single level abode will be a good thing in a few more years when I get even older than I am now. The other thing as a couple of posters have pointed out this may be a flip and you need to find a home inspector to give it a once over ala Mike Holmes. If you don't know who he is look him up and watch a couple of his shows, they are educational. I know a couple of inspectors who say he does go a little overboard but has definately open the eyes of the buying public and has helped to thin out the herd of fly by night inspectors.

Page 1 of 2 12 LastLast

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •