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  1. #1
    Senior Member kevmk81's Avatar
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    Threat this morning from collections agency

    Sooo, I guess there's another guy that goes by the same name as me, and has the same work phone number that I do.

    Apparently, I had an ambulance ride that I never paid for. I *did* have one, but it was 2 years ago (bike wreck), and paid for. My wife had one last year (went out like a light after taking meds), but that's been friggin paid for as well.

    The way the individual handled the telephone conversation was quite rude! She assumed she had the right individual, and didn't budge. She said 'well, didn't you have an ambulance ride?'. I told her yes, because she didn't specify a date to go with that. Finally, she asked me what my last four of my ssn was, bingo... not me. 'Oh, I'm very sorry about that, you can ignore this call'. I've never been called by collections, it seemed quite threatening.

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    Heh, my dad used to use my info for his crap, so I would get calls for him all the time. When I told them I didn't give a crap and I don't know where he is, they would ask me to find him for them. I would respond by telling them that they had a better chance of finding him than I did.

  3. #3
    You gonna eat that? Doohickie's Avatar
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    Quote Originally Posted by kevmk81 View Post
    it seemed quite threatening.
    What, exactly, did they threaten?
    I stop for people / whose right of way I honor / but not for no one.



    Originally Posted by bragi "However, it's never a good idea to overgeneralize."

  4. #4
    Senior Member kevmk81's Avatar
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    Quote Originally Posted by Doohickie View Post
    What, exactly, did they threaten?
    My credit report. I guess it wouldn't have really been mine though.... but still. It wasn't cool at first.

  5. #5
    Chepooka StupidlyBrave's Avatar
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    I have had this happen to me. In my case, they left several messages and I was able to get the CID from the phone. I 'googled' it and was lucky enough to get the name of the agency that is havdling the collection. Then I called their office (not the number on the CID) and told them very firmly and politely that they had the wrong person/number and they are not to call again.

    On the other hand, the Toyota dealer was a bit more problematic to get off my back. I gave them my cell number for some service so they could call it when the vehicle was done. They apparently gave it to an advertising agency (strike 1) which does automated voicemails. Then I got a call about a labor day sale (strike 2) and drove over to confront the service manager in person. He said he "took me off the list". Two weeks later, another voicemail (Strike three). Now they have an FCC complaint to deal with.

  6. #6
    Pedaled too far. Artkansas's Avatar
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    I got to handle quite a few calls for people looking for my ex-wife. They'd ask if I was her husband and I'd truthfully answer no. I'd take their message, but she wasn't there at the moment (and never had been). Fortunately, by then all my money was in accounts in a different state than her's were in, and all established after our divorce, so I wasn't worried about the collectors getting it.
    "He who serves all, best serves himself" Jack London

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  7. #7
    Member threemonkeys's Avatar
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    Some stranger called you and you gave the last four numbers to your S.S.?

  8. #8
    Pentapointed Member ahsposo's Avatar
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    Some lowlife deadbeat named Angela gives our phone number as hers on what must be numerous accounts. Very annoying.

  9. #9
    Banned. ModoVincere's Avatar
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    Quote Originally Posted by kevmk81 View Post
    Sooo, I guess there's another guy that goes by the same name as me, and has the same work phone number that I do.

    Apparently, I had an ambulance ride that I never paid for. I *did* have one, but it was 2 years ago (bike wreck), and paid for. My wife had one last year (went out like a light after taking meds), but that's been friggin paid for as well.

    The way the individual handled the telephone conversation was quite rude! She assumed she had the right individual, and didn't budge. She said 'well, didn't you have an ambulance ride?'. I told her yes, because she didn't specify a date to go with that. Finally, she asked me what my last four of my ssn was, bingo... not me. 'Oh, I'm very sorry about that, you can ignore this call'. I've never been called by collections, it seemed quite threatening.

    Years ago....almost 20 to be more precise, I had a collector that kept calling my house looking for someone I didn't know. I repeatedly informed the jackhole that, and he would get really belligerant on me. I finally reported his butt to the authorities...and tracked down the company he was working for. I sent them a "drop dead" letter. He called me again. I reported it to the phone company and never heard from him again.
    I usually am not mean spirited, but this guy was such a jack hole, I really hope he lost his job over that.

  10. #10
    Senior Member kevmk81's Avatar
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    Quote Originally Posted by threemonkeys View Post
    Some stranger called you and you gave the last four numbers to your S.S.?
    omg - wtf was I thinking ***** I didn't think about that. Welp, there goes my identity.

  11. #11
    Senior Member kevmk81's Avatar
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    Well, now that I feel like throwing up... anyone care to help me figure out what to do next? I feel like I just got hosed. Fantastic.

  12. #12
    You Know!? For Kids! jsharr's Avatar
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    kill yourself, get a death certificate. zombify yourself and get a zombie birth certificate. use this to get a new SSN. Also, you only gave them the last 4, so they still have 5 to figure out. Why would you be hosed or have to puke? Stop and take a few deep breathes, bro. It is going to be okay.
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    Quote Originally Posted by colorider View Post
    Phobias are for irrational fears. Fear of junk ripping badgers is perfectly rational. Those things are nasty.

  13. #13
    Blasted Weeds Tude's Avatar
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    When I first bought my house in the mid '80's - I started getting harassing phone calls from a collections company - for furniture - they would not listen to me at all. And then finally one evening - this guy came to my door - he too wasn't nice at all - till he produced paperwork and I stated that that WOULD have been my married name - had I taken it and I showed him my social security card. Friggin idiots.

    But more with that girl with my "married" name. Evidently she worked at a CVS drug store and she was constantly late - as I would get phone calls periodically on Saturday mornings (just loved them coupled with my hangver).

    And then she finally was caught robbing a drug store.

    My friends thought that was special as it appeared in the paper too.

  14. #14
    Senior Member Zaneluke's Avatar
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    Quote Originally Posted by kevmk81 View Post
    omg - wtf was I thinking ***** I didn't think about that. Welp, there goes my identity.
    The last 4 are hard to come by. When I was working in medical record I could tell where people where born by the first three of their SSN.

  15. #15
    Senior Member kevmk81's Avatar
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    I think I'm out of the rough. Feeling much more at ease.

    You never know these days, and giving out that information to someone over the phone that makes the call to you, worried me at first. I figured it out from the number that called me. They called me at work, so I had to ask the IT folks (IP address phones here).

  16. #16
    Banned. ModoVincere's Avatar
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    Quote Originally Posted by kevmk81 View Post
    I think I'm out of the rough. Feeling much more at ease.

    You never know these days, and giving out that information to someone over the phone that makes the call to you, worried me at first. I figured it out from the number that called me. They called me at work, so I had to ask the IT folks (IP address phones here).
    Make a note for the future..."I'm sorry, I don't give that information out over the phone. I can come by your office and we can discuss this face to face."

  17. #17
    Senior Member kevmk81's Avatar
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    Quote Originally Posted by jsharr View Post
    kill yourself, get a death certificate. zombify yourself and get a zombie birth certificate. use this to get a new SSN. Also, you only gave them the last 4, so they still have 5 to figure out. Why would you be hosed or have to puke? Stop and take a few deep breathes, bro. It is going to be okay.
    Well I dunno, how about you tell some random individual your last 4. I might be completely wrong but the rest of your SSN can be figured out once someone knows where you were born, your age, etc... at least part of the rest of your SSN. That's just me assuming though, I don't know that for sure. I wouldn't be surprised if that's the case. I also gave them my cell phone # after they told me they need a number to call that isn't my work number. D'oh.

  18. #18
    You Know!? For Kids! jsharr's Avatar
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    Maybe, maybe not. I figure if someone wants to rip me off, they are going to rip me off. Had my Amex card used by someone, most likely from an Ebay / paypal transaction, but I was able to prove to Amex and the merchant that they got scammed and did not pay anything.

    I would not be too concerned that you gave out your partial SSN. The call was probably on the level. Look at your Caller ID and see if you can call the company back and verify that they are who they say they are. At the very least, this might give you some peace of mind. Or google the number to see what other input it out there on the web about the caller.

    Here is what WIKI has to say about SSN stucture.

    Structure
    The Social Security number is a nine-digit number in the format "AAA-GG-SSSS".[22] The number is divided into three parts.
    The Area Number, the first three digits, is assigned by the geographical region. Prior to 1973, cards were issued in local Social Security offices around the country and the Area Number represented the office code in which the card was issued. This did not necessarily have to be in the area where the applicant lived, since a person could apply for their card in any Social Security office. Since 1973, when SSA began assigning SSNs and issuing cards centrally from Baltimore, the area number assigned has been based on the ZIP code in the mailing address provided on the application for the original Social Security card. The applicant's mailing address does not have to be the same as their place of residence. Thus, the Area Number does not necessarily represent the State of residence of the applicant, neither prior to 1973, nor since.
    Generally, numbers were assigned beginning in the northeast and moving south and westward, so that people on the East Coast had the lowest numbers and those on the West Coast had the highest numbers. As the areas assigned to a locality are exhausted, new areas from the pool are assigned, so some states have noncontiguous groups of numbers.

    The middle two digits are the Group Number. The Group Numbers range from 01 to 99. However, they are not assigned in consecutive order. For administrative reasons, group numbers are issued in the following order:[23]
    1. ODD numbers from 01 through 09
    2. EVEN numbers from 10 through 98
    3. EVEN numbers from 02 through 08
    4. ODD numbers from 11 through 99
    As an example, Group Number 98 will be issued before 11.
    The last four digits are Serial Numbers. They represent a straight numerical sequence of digits from 0001-9999 within the group.

    On June 25, 2011, the SSA changed the SSN assignment process to "SSN randomization".[24] SSN randomization will affect the SSN assignment process in the following ways:
    1. It will eliminate the geographical significance of the first three digits of the SSN, currently referred to as the Area Number, by no longer allocating the Area Numbers for assignment to individuals in specific states.
    2. It will eliminate the significance of the highest Group Number and, as a result, the High Group List will be frozen in time and can be used for validation of SSNs issued prior to the randomization implementation date.
    3. Previously unassigned Area Numbers will be introduced for assignment excluding Area Numbers 000, 666 and 900-999.
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    Quote Originally Posted by colorider View Post
    Phobias are for irrational fears. Fear of junk ripping badgers is perfectly rational. Those things are nasty.

  19. #19
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    It is more irritating when they start trying to serve you papers for your ex wife. Later you remarry and your new wife has to show them ID to get the sheriff and process servers to leave you alone.

  20. #20
    Senior Member skiahh's Avatar
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    Quote Originally Posted by kevmk81 View Post
    Sooo, I guess there's another guy that goes by the same name as me, and has the same work phone number that I do.

    Apparently, I had an ambulance ride that I never paid for. I *did* have one, but it was 2 years ago (bike wreck), and paid for. My wife had one last year (went out like a light after taking meds), but that's been friggin paid for as well.

    The way the individual handled the telephone conversation was quite rude! She assumed she had the right individual, and didn't budge. She said 'well, didn't you have an ambulance ride?'. I told her yes, because she didn't specify a date to go with that. Finally, she asked me what my last four of my ssn was, bingo... not me. 'Oh, I'm very sorry about that, you can ignore this call'. I've never been called by collections, it seemed quite threatening.
    What company are you with, again? And your name, please? Thank you. Please send me a copy of the debt in writing and stop calling me at any number.

    Never admit to anything with a collector, make them do it all in writing. Once you get the written demand for payment, return a letter (by certified mail) stating that the debt is not yours and to cease all collection attempts. When they keep trying, you start documenting the harassment and file complaints with the FTC and your state's Attorney General. And, if it's not yours and you want to get really nasty, you sue them in court!

    Quote Originally Posted by StupidlyBrave View Post
    On the other hand, the Toyota dealer was a bit more problematic to get off my back. I gave them my cell number for some service so they could call it when the vehicle was done. They apparently gave it to an advertising agency (strike 1) which does automated voicemails. Then I got a call about a labor day sale (strike 2) and drove over to confront the service manager in person. He said he "took me off the list". Two weeks later, another voicemail (Strike three). Now they have an FCC complaint to deal with.
    I had the same thing happen with a Jeep dealer. I contacted the service manager a couple of times and a general manager once and then finally called the owner directly. He was extremely apologetic - maybe because I told him my next call would be to the BBB, FTC and AG - and asked me to call him if I received any more calls. They stopped, but a couple of months later, I got another one and called him directly and since then, I haven't received any more of those calls.

    Quote Originally Posted by kevmk81 View Post
    omg - wtf was I thinking ***** I didn't think about that. Welp, there goes my identity.
    Go to Experian (https://www.experian.com/fraud/center.html) and put a fraud alert on your account. It's free and for 90 days, if someone wants to get credit in your name - including you - they have to call a number you provide for approval. That number, of course, is yours. It's not foolproof, but it does make it harder to steal your identity. I've used that plenty of times... the Navy's posted my SSN in various places a bunch of times.
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  21. #21
    your god hates me Bob Ross's Avatar
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    Invite them over to discuss it with you. When they arrive, stab them in the eye socket with a DeWalt cordless drill. Watch how quickly they stop calling.

  22. #22
    Pentapointed Member ahsposo's Avatar
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    Quote Originally Posted by Bob Ross View Post
    Invite them over to discuss it with you. When they arrive, stab them in the eye socket with a DeWalt cordless drill. Watch how quickly they stop calling.
    Ooh, I like the way you think!

  23. #23
    location:northern Ohio
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    Quote Originally Posted by Bob Ross View Post
    Invite them over to discuss it with you. When they arrive, stab them in the eye socket with a DeWalt cordless drill. Watch how quickly they stop calling.
    Be professional please.
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