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  1. #1
    J E R S E Y S B E S T Jerseysbest's Avatar
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    Is the 3 months of salary for an engagment ring rule pretax or after tax?

    Cause I just got a new job and jeesh, three months salary pretax for a ring is nuts!
    Quote Originally Posted by SingingSabre View Post
    Cheating: a symptom of the problem.

  2. #2
    your nightmare gal chipcom's Avatar
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    Buy the ring you can afford. You can always upgrade later when you buy the wedding band or even later yet for an anniversary gift.
    "Let us hope our weapons are never needed --but do not forget what the common people knew when they demanded the Bill of Rights: An armed citizenry is the first defense, the best defense, and the final defense against tyranny. If guns are outlawed, only the government will have guns. Only the police, the secret police, the military, the hired servants of our rulers. Only the government -- and a few outlaws. I intend to be among the outlaws" - Edward Abbey

  3. #3
    RacingBear UmneyDurak's Avatar
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    It's not a rule, it's a scam pushed on people by diamond producers.
    I see hills.... Bring them on!!!
    Stay calm and bring a towel.

  4. #4
    your nightmare gal chipcom's Avatar
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    Quote Originally Posted by UmneyDurak View Post
    It's not a rule, it's a scam pushed on people by diamond producers.
    You'd think sane people would go into marriage or the threat of marriage with the goal of saving money for the important things....like a home, food, clothing, kids, etc. But nooooooo, instead way too many spend like drunken sailors for baubles and parties and even go into debt for them! It's no way to start a marriage, especially in this economy.
    "Let us hope our weapons are never needed --but do not forget what the common people knew when they demanded the Bill of Rights: An armed citizenry is the first defense, the best defense, and the final defense against tyranny. If guns are outlawed, only the government will have guns. Only the police, the secret police, the military, the hired servants of our rulers. Only the government -- and a few outlaws. I intend to be among the outlaws" - Edward Abbey

  5. #5
    You Know!? For Kids! jsharr's Avatar
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    Find a diamond broker, preferrably ones that works from a home office with little overhead. Do not buy retail. Tell the broker your budget and cuts that you like and go from there. I saved a ton of money going this way and my wife has a beautiful but simple ring with a much bigger and better quality diamond in it than I could have afforded had I gone retail.
    Are you a registered member? Why not? Click here to register. It's free and only takes 27 seconds! Help out the forums, abide by our community guidelines.
    Quote Originally Posted by colorider View Post
    Phobias are for irrational fears. Fear of junk ripping badgers is perfectly rational. Those things are nasty.

  6. #6
    I ain't no newbie redirekib's Avatar
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    Quote Originally Posted by UmneyDurak View Post
    It's not a rule, it's a scam pushed on people by diamond producers.
    Yeah, DeBeers started that whole thing in 47 -"A Diamond Is Forever"
    "Never send a monkey to do a man's job." ~ Captain Leo Davidson ~

  7. #7
    You gonna eat that? Doohickie's Avatar
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    I paid about $250 for an engagement ring with 1/8 carat. Married 27 years and counting. The 3 month rule is bunk.
    I stop for people / whose right of way I honor / but not for no one.



    Originally Posted by bragi "However, it's never a good idea to overgeneralize."

  8. #8
    Chepooka StupidlyBrave's Avatar
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    If the young man invests less than the cost of one of his game consoles, he's not a keeper.

  9. #9
    Banned. ModoVincere's Avatar
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    Quote Originally Posted by Doohickie View Post
    I paid about $250 for an engagement ring with 1/8 carat. Married 27 years and counting. The 3 month rule is bunk.
    Bingo!
    Just my opinion here....but I would not want to marry a woman who thinks the ring size is that important. What's more important is the person and their beliefs about marriage, family, money....all the stuff you will be dealing with for the rest of your life.

  10. #10
    Senior Member bikebuddha's Avatar
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    Quote Originally Posted by Doohickie View Post
    I paid about $250 for an engagement ring with 1/8 carat. Married 27 years and counting. The 3 month rule is bunk.
    +1. Bought and 1/8 carat chip and tiffany setting from a jeweler friend for about $200.00. Been married 20+ years.
    The few, the proud, the likely insane, Metro-Atlanta bicycle commuters.

  11. #11
    gouch pad bones_mcbones's Avatar
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    Effffff that.
    ****tinginbuckets.com

  12. #12
    WTF is that smell? crackerjab's Avatar
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    Quote Originally Posted by ModoVincere View Post
    Bingo!
    Just my opinion here....but I would not want to marry a woman who thinks the ring size is that important. What's more important is the person and their beliefs about marriage, family, money....all the stuff you will be dealing with for the rest of your life.
    See, size doesn't matter.
    Your turtle skirt is exposing your FUPA.

  13. #13
    Caustic Soccer Mom apclassic9's Avatar
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    I'd say skip the diamond & just save the money for your future together. Been married 29 years & I guess my engagement ring $$ is invested somewhere down the pasture....
    As with mud, life, too, slides by.

  14. #14
    your nightmare gal chipcom's Avatar
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    Quote Originally Posted by ModoVincere View Post
    Bingo!
    Just my opinion here....but I would not want to marry a woman who thinks winky size is that important.
    I'd say I can see why...but I can't...not without a magnifying glass.
    "Let us hope our weapons are never needed --but do not forget what the common people knew when they demanded the Bill of Rights: An armed citizenry is the first defense, the best defense, and the final defense against tyranny. If guns are outlawed, only the government will have guns. Only the police, the secret police, the military, the hired servants of our rulers. Only the government -- and a few outlaws. I intend to be among the outlaws" - Edward Abbey

  15. #15
    Caustic Soccer Mom apclassic9's Avatar
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    OR - if you think she really needs a ring, ask your grandmother for hers?
    As with mud, life, too, slides by.

  16. #16
    Unique Vintage Steel cuda2k's Avatar
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    ^ ^ what all of them said. I knew my wife was a keeper when she refused to let me buy a real diamond for her ring. She didn't like supporting the industry. In the end I had a custom ring made for her with a high quality diamond simulant, sapphires set in white gold. She gets a ton of compliments on it, I spent 1/10th of what the same ring would have with the same sized diamond, she's happy as can be, and I wouldn't have a coronary if something happened it the ring.
    [CENTER][URL="http://VeloBase.com"][IMG]http://velobase.com/App_Themes/VeloBase2_blue/Images/VeloBase2TitleCampagnolo.jpg[/IMG][/URL][/CENTER]
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  17. #17
    Senior Member jdon's Avatar
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    For many women, the diamond signifies the value the spouse places on her as an individual. The old "it cost a lot but she is worth it" thing. 3 months is bunk though. Buy what you can afford but buy decent quality over size. Bigger isn't better in diamonds unless you are compary like grades. If she thinks it is, move along, there is always another bus right around the corner.

    Try estate sales as well. Take the stone and have it reset. Maybe even recut and reset. You don't think all the diamonds on the market are fresh from the ground do you?

    Buy it right, buy it once.
    Quote Originally Posted by maddmaxx View Post
    How are you ever going to live in the real world if you can't get along with people who don't believe what you do?

  18. #18
    Senior Member mikeybikes's Avatar
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    My wife has a ring with a single sapphire in it. We spent $125 dollars on it. The sapphire was a gift from my father. If I had bought her a diamond ring with three months of my salary, I don't think our marriage would be any better for it. In fact, it might be worse off as we wouldn't have as much money saved.
    My Bikes: 2010 Breezer Uptown EX | 1980 Miyata 610 | 1970 Hercules | 198? Miele ?
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  19. #19
    Ogr8nwmypstmksnosnse pgoat's Avatar
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    Another one here who spent relatively little on a ring. It was still close to three months of my salary, but that is relatively little.

    but seriously folks, that rule is just a benchmark. Some people will have way more to spend than that, most of us will not even have that much or wish to spend it on a ring. Ignore that rule imo.

    If it is really important to your fiancee, then maybe three months is not so bad. It doesn't make her shallow or unworthy as a spouse...if she is demanding and petty about all things monetary, that's different.

    I agree with others it's better to start your marriage as a team saving towards more important things (and take it from me, you can never save too much!!), but only you and your spouse know what matters most to you for your wedding. Just make sure it's what you want, not what your friends or Madison Ave. tell you to want.
    Quote Originally Posted by jsharr View Post
    People whose sig line does not include a jsharr quote annoy me.

  20. #20
    BF Risk Manager
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    Spend only that amount which will not make you cry, after you lose the ring in the divorce and she sells it.
    Regards, MillCreek
    Snohomish County, Washington USA

  21. #21
    Senior Member
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    Quote Originally Posted by jdon View Post
    For many women, the diamond signifies the value the spouse places on her as an individual.
    Such a very, very sad way to see things. Definitely not my type of woman. Etc...

  22. #22
    Senior Member jdon's Avatar
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    Quote Originally Posted by SonataInFSharp View Post
    Such a very, very sad way to see things. Definitely not my type of woman. Etc...
    That doesn't make it untrue.
    Quote Originally Posted by maddmaxx View Post
    How are you ever going to live in the real world if you can't get along with people who don't believe what you do?

  23. #23
    Pedaled too far. Artkansas's Avatar
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    Yes it is nuts. It's just a marketing ploy. What chipcom said.

    What I did was I got a nice diamond from my mother's estate and then went around till I found the proper ring to mount it in and only paid for the ring it went in. She got a beautiful custom ring unlike any other in the world, and I didn't have to pay too much.

    If you just need to spend more, have a nice honeymoon instead.
    Last edited by Artkansas; 11-02-11 at 02:07 PM.
    "He who serves all, best serves himself" Jack London

    Quote Originally Posted by Bjforrestal View Post
    I don't care if you are on a unicycle, as long as you're not using a motor to get places you get props from me. We're here to support each other. Share ideas, and motivate one another to actually keep doing it.

  24. #24
    Ogr8nwmypstmksnosnse pgoat's Avatar
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    Quote Originally Posted by Artkansas View Post
    Yes it is nuts. It's just a marketing ploy. What chipcom said.

    What I did was I got a nice diamond from my mother's estate and then went around till I found the proper ring to mount it in and only paid for the ring it went in. She got a beautiful custom ring unlike any other in the world, and I didn't have to pay too much.

    If you just need to spend more, have a nice honeymoon instead.
    This

    I think the significance of a wedding ring to many women goes far beyond mere advertising. Guys have lifelong fantasies too, even if Madison Avenue feeds into them and sticks their hands in our pockets.

    But as this and other posts show, you can convey your caring in other ways than simply a dollar amount. I think putting the thought/effort in is what will really matter to any gal worth marrying and spending your life with.
    Quote Originally Posted by jsharr View Post
    People whose sig line does not include a jsharr quote annoy me.

  25. #25
    Free @coasting RUOkie's Avatar
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    15yrs here, no Engagement ring. We both have simple gold bands as wedding rings. I actually gave my wife my grandmother's ring. She lost it a week later. We filed an insurance claim, and just never got around to buying another one. The $ was better spent in other ways when we were young and poor. Now she doesn't want a diamond.
    Quote Originally Posted by Herbie53 View Post
    Being full of crap and depositing it here consistently is really nothing to be proud of.

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