I have my students loans paid, thanks God! But this question is for a friend...
I know that if you have a defaulted student loan, they will take your tax refund. but we have 2 questions:
1) If they take the refund, they take the whole thing or just a percentage?
2) If he files jointly with his wife, will they take it anyway?
About number 2, i remember when I took student loans and I was married, my wife had to sign. In that case, a wife can't complain if they file jointly and their combined refund gets the ax. But my friend married this woman years after he finish college. So I'm guessing, the bank has no right to mess with her refund... kind of a long shot but it's worth asking.