Maybe, Sort of misleading, but we do get injuried while cycling..I did..I have a company sponsored Medical Plan..My shoulder injury cost about $20,000...Happened while biking..
The new HHS secretary says your employer should only be responsible for Catastrophic care coverage..You would have to establish medical accounts to pay for non-life threatening medical costs...See link below in Los Angeles Times about this story..I know, if not covered by a group medical plan,you probably have no coverage anyway.....What 40 million Americans have no medical coverage. So your worries will be the same..
Poll..Think you have enough discretionary income to pay for your bike injuries..I know a friend while biking broke a rib..Cost his insurance company over $100,000....
Another question..How much cash do you think you need put into a medical account before you get to the age needed to qualify for Medicare..Think you can stash away enough for 40 years worth of non-catastrophic medical bills..??
Might interfere with the kids college fund?
Does this not let your employers off the hook in terms of providing medical coverage..Do you have the ability to buy your own policy.