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  1. #1
    Senior Member mikeybikes's Avatar
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    New Car Buying Advise

    Oh wise masters of Foo. What tips have ye for buying new cars?

    The wife and I are currently exploring our options in small cars that can still fit two child car seats (one forward facing and one rear facing convertible.) I've never bought a car from a dealer, much less a brand new car. The process, from what I understand, can be stressful.

    What tips, serious and fooious, do you have for buying a new car?
    My Bikes: 2009 Breezer Uptown EX | 1980 Miyata Six Ten | 1970 Hercules Three-Two-Speed
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  2. #2
    Senior Member GP's Avatar
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    I've used Carpoint or Costco for three cars. You get a price online from a participating dealer then pick it up at the fleet department. It takes about 1 1/2 hours to complete the transaction.

  3. #3
    Senior Member bikebuddha's Avatar
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    How do you feel about negotiation?
    The few, the proud, the likely insane, Metro-Atlanta bicycle commuters.

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    Senior Member bikebuddha's Avatar
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    Get your financing worked out ahead of time(if needed) and then let the dealer see if he can get you a better deal.
    The few, the proud, the likely insane, Metro-Atlanta bicycle commuters.

  5. #5
    Sore saddle cyclist Shifty's Avatar
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    Do some price research before you go into a dealer, there are many car forums where buyers report what they paid. Watch out for dealer add-ons, they really increase the price you'll pay, decide on what you need and stick with that. Buy a car that likely won't need an extended warranty, Hyundai gives a 10 year warranty, you'll be foolish to buy more than that. Shop for deals, look at internet sites for specials at dealers in your state, loss leaders come toward the end of the month and can save you some money.
    I bought a car last year and dealer ran a add offering $2500 off all new cars, I waited a week and bought it when they advertised $3000 off all new cars. Settle on price then shop for financing at a Credit Union.

    Don't be in a panic to buy, a cool head in the dealership really works to your advantage, set aside a few hours and play with their heads.
    Those voices in your head aren't real, but they have some great ideas

  6. #6
    Pentapointed Member ahsposo's Avatar
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    Quote Originally Posted by Shifty View Post
    Do some price research before you go into a dealer, there are many car forums where buyers report what they paid. Watch out for dealer add-ons, they really increase the price you'll pay, decide on what you need and stick with that. Buy a car that likely won't need an extended warranty, Hyundai gives a 10 year warranty, you'll be foolish to buy more than that. Shop for deals, look at internet sites for specials at dealers in your state, loss leaders come toward the end of the month and can save you some money.
    I bought a car last year and dealer ran a add offering $2500 off all new cars, I waited a week and bought it when they advertised $3000 off all new cars. Settle on price then shop for financing at a Credit Union.

    Don't be in a panic to buy, a cool head in the dealership really works to your advantage, set aside a few hours and play with their heads.
    No kidding. My wife is shopping for a new car and we visited a dealership yesterday (Sunday) to scout out what she likes in their line but without a salesperson present. Some of the add-ons this dealership had tacked on were ridiculous: $49 for Nitrogen filled tires, $499 for some unspecified Pro Package, $1000 for cosmetic damage protection.

    And buying toward the end of the month can be an advantage. Often the dealership is trying to meet quota.
    Quote Originally Posted by toddles View Post
    If I gotta look up words, it's not worth my time.

  7. #7
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    Car buying times generally have changed...a lot in most places. The last two cars I brought (one for me and another for my wife) were night and day differences from the old days of prolonged negotiations. With my car, the dealer told me over the phone the best percentage discount he can give. I went in, picked out the car, and at settlement time there were no more discussions about anything including add-on. With my wife's car, it was similar but the dealership went through a list of possible add-on's. We quickly said no to each one and the dealership acknowledged and quickly moved on.

    With all the information available online, any dealership that tried playing games is stupid. There are many I've seen that publish prices under list on their website. That doesn't mean you can't get a better price but it shows you worse case in advance. As far as trade-in's, I've seen several that have computers in the showroom for customers to look up places like Kelly's or Edmunds.

    There are just too many places that sell in a more professional and speedier manner than in the past. They also want your business and want you coming back. So my advice is pass up anyplace that wants to play games. Or if you find yourself in that situation buying, I would just stand up and leave.
    Last edited by StanSeven; 01-06-14 at 09:15 AM.
    You're just trying to start an argument to show how smart you are.

  8. #8
    Administrator CbadRider's Avatar
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    I have used the Costco car service and it's pretty easy. You pay a fixed amount over the dealer invoice, and the dealer has to show you the invoice.

    My best car buying experience was through my credit union. They have a service where you call them and tell them what kind of car you want, and what options. They contact a bunch of dealers and get back to you with their best price. The car was delivered to my credit union and when I went to pick it up, they had all of the paperwork ready so it only took about 30 minutes to get it all done. The service is free and if you don't like the price you don't have to get the car.
    Quote Originally Posted by toddles View Post
    So Tom only hires people that are nutty? Is part of the requirement to be a moderator on this site is that you have to be nuts??
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  9. #9
    You Know!? For Kids! jsharr's Avatar
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    Your question has been answered I think. Research cars online first. Identify the car, set a realistic target price and then visit a dealership. Maybe go to your bank first and see what you qualify for, know your credit score in advance so the dealer cannot mess with you at finance time, and maybe even see if your bank offers a buying service.

    Stay calm and have fun.
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    Quote Originally Posted by colorider View Post
    Phobias are for irrational fears. Fear of junk ripping badgers is perfectly rational. Those things are nasty.

  10. #10
    Senior Member mikeybikes's Avatar
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    Thanks for all the advice. I'm already working on getting approval through our bank.

    Quote Originally Posted by Shifty View Post
    Buy a car that likely won't need an extended warranty, Hyundai gives a 10 year warranty, you'll be foolish to buy more than that.
    We're actually looking at a Hyundai Accent hatchback with manual transmission. The warranty is what is really drawing us in. It is also one of the few subcompacts that we can fit a rear facing convertible car seat in.
    My Bikes: 2009 Breezer Uptown EX | 1980 Miyata Six Ten | 1970 Hercules Three-Two-Speed
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  11. #11
    Senior Member bikebuddha's Avatar
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    Quote Originally Posted by mikeybikes View Post
    Thanks for all the advice. I'm already working on getting approval through our bank.


    We're actually looking at a Hyundai Accent hatchback with manual transmission. The warranty is what is really drawing us in. It is also one of the few subcompacts that we can fit a rear facing convertible car seat in.
    My family has a 2007 accent that's been passed down to the kids, 130,000 problem free miles. Not the most comfortable car on the planet but economical and cheap.
    The few, the proud, the likely insane, Metro-Atlanta bicycle commuters.

  12. #12
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    My previous car was a Kia. Dirt cheap to buy, but once stuff started breaking it was expensive to fix. My mechanic told me to get a Toyota.

    I got a Scion, which is Toyota's cheap badge. They won't negotiate price. The sticker price is the same for every car. If you want that car, you pay that price. The price is cheap for what you get. I bought a 2008 xB. Two years later my wife looked at Mazdas and Hondas, but couldn't find any better than my Scion, so she bought a 2010 xB. We love them both.

  13. #13
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    I used truecar.com for my last purchase. Scored a pretty good deal on my Subaru. I wouldn't even go in to a dealership to talk to a salesman anymore. Try to deal with the internet salesperson.

  14. #14
    Senior Member Will G's Avatar
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    I hate dealing with car dealers. The most fun I've ever had was walking out on a dealer when the games started. I walked across the street to another dealer and the first guy comes running across the steer hurling shrubs, shoves $50 in my hand and tells me to go get dinner and the car will be ready when I get back.
    Flying a jet is no different than riding a bicycle. It's just a lot harder to put baseball cards in the spokes.

  15. #15
    You Know!? For Kids! jsharr's Avatar
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    Quote Originally Posted by Will G View Post
    I hate dealing with car dealers. The most fun I've ever had was walking out on a dealer when the games started. I walked across the street to another dealer and the first guy comes running across the steer hurling shrubs, shoves $50 in my hand and tells me to go get dinner and the car will be ready when I get back.
    Did he say NI! to anyone?
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    Quote Originally Posted by colorider View Post
    Phobias are for irrational fears. Fear of junk ripping badgers is perfectly rational. Those things are nasty.

  16. #16
    Me and the cat... Pamestique's Avatar
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    First: research online cars that fit your lifestyle and budget.

    Second: Check your finances - how will you pay for the car? Cash? If so you have way more options. Loan? Consider Credit Union and or look for a dealership offering the best incentives. I was torn before two makes and settled on the one that offered the best loan (0% - can't beat that).

    Third: Check "True Car" for what others paid. Assume you can take another $1,000 off the value.

    Fourth: Research dealerships - some are not as good as others. Once you settle on the dealership pick a time when it's quiet, like first thing in the morning or during the week. Be confident - tell the dealer what you want specifically and what you will pay. Stay firm. As long as you are offering a reasonable price, they will eventually take it. It helps to buy a car at the end of a month and not in the beginning... also unless for some reason you need it, politely refuse the extended warranty and other add ons. Most cars have great warranties and an extended warranty is not needed. It is just a way to jack up the price of the car.

    Fifth: Have fun... remember no one is forcing you to do anything you don't want to... there are lots of cars and dealers out there - be patient.

    PS: I purchased a car this last year. At another dealer the asking price was $28,000. After doing some research I went to another dealer told them I would pay $22,000 and we settled on $23,500. It turned out to be a better options package then the $28,000 car so I got quite the deal at -0%- financing...
    Last edited by Pamestique; 01-06-14 at 02:42 PM.
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  17. #17
    Senior Member late's Avatar
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    There are books on how to buy cars.

    Get one. It will save you money and grief over the years.

    Get thee to a credit union.

    Have a down payment of 10%, preferably 20%. The last thing you want is to be in
    the bucket. Being in the bucket means you owe more than the car is worth.

    Let's recap. Book, credit union, down payment.

    Done all that? Good, now go buy a used car.
    We are as gods, we might as well get good at it.
    Stewart Brand

  18. #18
    genec genec's Avatar
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    Buy a couple of good bikes instead...

    Frankly I am holding out replacing my '91 Toyota truck until the self driving cars hit the street. By then I'll be too old to bike or drive.

  19. #19
    Look! My Spine! RubenX's Avatar
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    Incorrect.

    Buy and old Hyundai and bring it to Rube for a tune up.
    PS: You clean the kitchen table when we are done.
    "Hoy es un dia normal, pero yo voy a hacerlo intenso" ~ Juanes

  20. #20
    Me and the cat... Pamestique's Avatar
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    Don't listen to those guys.. nothing wrong with buying a NEW car. You really need to pay attention to loan rates however... if the car you want comes with a 6% loan rate, then put down as much money as possible (remember used cars have higher loan rates). If the NEW car you want can be financed at -0-%, then doesn't matter how much money you put down; its all your money in the long run - you just now need to decide what is a reasonable payment per month. I did not want more than $250/mo so I put $10K down on $23,500 - I could have brought the car out-right but instead, since its all my money, no interest, I got a 5 year loan. The money is in the bank, however, if I need to pay it off.

    My two cents - alot of cars have alot of fancy bells and whistles - if you can afford the loan and the car payment, do what you want, but if you need to budget, like me, think about how important those bells and whistles really are. Alot of base level cars have alot of nice ammendities (my car came with blue tooth/MP3 player (SYNCH), sun roof, trailer hitch, V6 engine etc and I didn't pay much - it's all more than I need - I could care less about the sunroof and bluetooth/MP3)... do you really need a self heating steering wheel and back up cameras? Again just do the research before you decide to buy...
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  21. #21
    Senior Member Will G's Avatar
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    Quote Originally Posted by jsharr View Post
    Did he say NI! to anyone?
    I need to learn to proofread my posts better when using my iPad. While steer hurling shrubs would be quite hilarious, I meant to type "street hurtling shrubs". Does this error mean I have to cut down the mightiest tree in the forest with a herring?
    Flying a jet is no different than riding a bicycle. It's just a lot harder to put baseball cards in the spokes.

  22. #22
    Super Moderator no1mad's Avatar
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    Figure out your financing ahead of time. If financing, it is best to work with a local lender (like a credit union) instead of playing phone tag to settle any billing disputes.

    A program or demo car off a big boy lot can be a tremendous bang for the buck- and that is the only kind of used car I will consider buying in the future.

    If considering used, research the tell tale signs of whether a car has been flooded. Look for silt in the overhead dome lights and under the carpeting at the door weatherstrip. A good way to determine if the vehicle has been in a front end collision is look at the bolts holding the hood to the opening mechanism- if you see tool marks....
    Quote Originally Posted by Cyril View Post
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  23. #23
    Pedaled too far. Artkansas's Avatar
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    I personally don't buy new cars. Better to find a nice low mileage one a year or two old and avoid the depreciation. Avoid former rental cars though. You know how they have been respected.
    "He who serves all, best serves himself" Jack London

    Quote Originally Posted by Bjforrestal View Post
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  24. #24
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    Quote Originally Posted by Artkansas View Post
    I personally don't buy new cars. Better to find a nice low mileage one a year or two old and avoid the depreciation. Avoid former rental cars though. You know how they have been respected.
    Agree with this. After 9 new cars between my wife and I in 30 years, I finally went used. Saved about $4,000 on a Forester with 9400 miles. Part of the money saved went to an extended warranty, which is a debatable requirement, but they cut the cost of that, the rest went to saving about $100 per month of the monthly payment for a new vehicle.

    It's just so easy to research inventories at the dealers these day's as they all list new and used stock. You do need to research what you want though.

  25. #25
    You Know!? For Kids! jsharr's Avatar
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    Quote Originally Posted by Will G View Post
    I need to learn to proofread my posts better when using my iPad. While steer hurling shrubs would be quite hilarious, I meant to type "street hurtling shrubs". Does this error mean I have to cut down the mightiest tree in the forest with a herring?
    Yes, No, Maybe. What is your name?
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    Quote Originally Posted by colorider View Post
    Phobias are for irrational fears. Fear of junk ripping badgers is perfectly rational. Those things are nasty.

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