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Old 06-18-14, 04:28 AM   #1
bikeguyinvenice
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Personal finance software/website/app

I used to use MS Money before they stopped support of it, then I switched to mint.com which kind of works of but not super great, it doesn't support all of my credit card banks, I tried using personalcapital.com and didn't like that at all. Ive been thinking about buying intuits quicken personal finance software. Anyone use it and if so how does it compare to the old MS Money software and mint?
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Old 06-18-14, 06:17 AM   #2
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maybe a silly question, but why do you need software to keep track of your finances?
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Old 06-18-14, 06:24 AM   #3
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It's nice to be able to open one program or website and see all my transactions on all my accounts. Maybe I don't NEED it, but I like it. I find it very convenient.
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Old 06-18-14, 06:37 AM   #4
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understood....personally, I really try to follow the Keep it Simple Stupid (KISS) approach to my finances.
I can easily track everything on a spreadsheet, and just open up about 4 different sites to get all the information about everything I have and everything I owe.
I'm also leery of having everying in one place with one software package due to security vulnerabilities....all software has that.
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Old 06-18-14, 06:41 AM   #5
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understood....personally, I really try to follow the Keep it Simple Stupid (KISS) approach to my finances.
I can easily track everything on a spreadsheet, and just open up about 4 different sites to get all the information about everything I have and everything I owe.
I'm also leery of having everying in one place with one software package due to security vulnerabilities....all software has that.
Understood as well, if I only had to open four sites to get all my information I wouldn't need software either, but I have to much to track like that, between normal banking, investments, credit cards, savings, I think I have 12 different banks and such.
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Old 06-18-14, 01:39 PM   #6
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Mint.com

It's basically a scaled down version of Quicken, made by the same company. It's free too.
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Old 06-18-14, 02:16 PM   #7
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I personally like Quicken and have used it for more than 15 years. The best thing about Quicken is the seamless integration with most major banks, which keeps you from having to manually enter your transactions as you make them, although some do that anyway to make sure that an unauthorized transaction doesn't occur.

Two caveats: 1) Most banks now charge a monthly fee of $9.95 for seamless downloading to Quicken. I personally think it's worth it, but others may not and 2) Intuit forces you to upgrade every 3-4 years by changing the download/file structures so that seamless downloading is no longer supported by older versions.
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Old 06-18-14, 02:21 PM   #8
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I keep track of my accounts on my phone with Mobatech - Mobile Banking - Mobile Checkbook and go the the bank site and reconcile once a week or so.
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