By a car wreck! I had a 50 mile ride all set for today and yesterday, going back to work some idiot runs a red light and totals my car head on. The hospital xrayed my whole body and declared no broken bones, but I am laid up and can't get out of bed. All I can think about is the ride that I would be on right now. The good news is that I didn't have a bike on my bike rack at the time. The car can be replaced, but the bike.... Of course I was driving 98 escort that I had bought brand new, so I probably won't get squat from the insurance company. I've never been through this before so I don't really know what to expect.