Tour Easy recumbent, Giant Boulder SE with an Xtracycle attachment
Yep. I'm in the 'burbs and get off work at 1am. Temperature and traffic wise, it's the best time for summer cycling. The only downside to night riding is that road debris is harder to spot and avoid safely if there is traffic around me. Even the drunks are fewer since alcohol sales are illegal after midnight in Va.
I live in the suburbs, if that's what you meant by non-urban. After dark is a nice time to ride, although there can still be traffic depending what roads you pick. A decent front light means you'll be able to see most of the obstacles and whatnot... riding in the road in line with the right tire-line of cars will mean there won't be a significant amount of road debris to worry about (a good idea no matter what time of day).
Lights are more important front-and-back than reflectors, but most people don't run side-facing lights so I'd keep your spoke reflectors (or use reflective tape or something) if you're planning on riding at night.