I'm toying with the idea of buying an Electra Townie 21 (which comes with front suspension). I don't know a lot about these bikes so can anybody advise as to whether the componentry, brakes, frame etc. are any good? Alternatively, i'm considering buying a similarly-priced front suspension MTB (a low-end Giant or something), putting cruiser bars on and lowering the seat. I guess i'm thinking this because, being unfamiliar with the brand, i'm a little afraid that after a couple of years the Electra will fall to bits beneath me. Any advice before i part with my cash?