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Old 05-22-03, 12:51 PM   #1
pletcgm
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Bicycle Insurance

Does anyone carry insurance on their bicycle here in the US?

I know the UK insures bicycles, but I have never been able to find any here in the states.
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Old 05-22-03, 12:59 PM   #2
gonesh9
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Homeowner's or renter's insurance can cover your bike. My friend just had his Trek STP stolen, and his renter's insurance cut him a $5000 check with minimal questions asked.
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Old 05-22-03, 01:06 PM   #3
khuon
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Quote:
Originally posted by gonesh9
Homeowner's or renter's insurance can cover your bike.
Yes, homeowner's insurance can cover it but you may need to get a rider for your bikes (no pun intended) if they're worth a lot.
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Old 05-22-03, 01:27 PM   #4
pletcgm
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Thanks for the info. My insurance agent told me that my homeowners would cover it, but I was kind of skeptical on whether they would pay.

Thanks for the info
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Old 05-22-03, 03:48 PM   #5
Raiyn
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Be sure that your policy will cover the replacement value of the bike. (ie: the cost to go to a bike shop and buy a similar bike) rather than the market value of your bike. (Which falls rapidly as soon as the 30 day return policy expires.)
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