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  1. #1
    Senior Member
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    Bicycle Insurance

    Does anyone carry insurance on their bicycle here in the US?

    I know the UK insures bicycles, but I have never been able to find any here in the states.

  2. #2
    wonderer, wanderer gonesh9's Avatar
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    Homeowner's or renter's insurance can cover your bike. My friend just had his Trek STP stolen, and his renter's insurance cut him a $5000 check with minimal questions asked.

  3. #3
    DEADBEEF khuon's Avatar
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    Originally posted by gonesh9
    Homeowner's or renter's insurance can cover your bike.
    Yes, homeowner's insurance can cover it but you may need to get a rider for your bikes (no pun intended) if they're worth a lot.
    1999 K2 OzM 2001 Aegis Aro Svelte OCP Club Member
    "Be liberal in what you accept, and conservative in what you send." -- Jon Postel, RFC1122

  4. #4
    Senior Member
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    Thanks for the info. My insurance agent told me that my homeowners would cover it, but I was kind of skeptical on whether they would pay.

    Thanks for the info

  5. #5
    I drink your MILKSHAKE Raiyn's Avatar
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    Jul 2002
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    St. Petersburg, FL
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    Be sure that your policy will cover the replacement value of the bike. (ie: the cost to go to a bike shop and buy a similar bike) rather than the market value of your bike. (Which falls rapidly as soon as the 30 day return policy expires.)

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