US HMO's(hospitalization) stink !
I really am anxious to get on with my present medical condition. I have two torn ligaments in my shoulder . Almost five weeks now. So far, took the doctor one week to get up the courage to go through physical therapy and order an MRI. Another week to get insurance clearance to get the MRI. Couple more days to schedule the MRI..
About 5 days to process the MRI data. Almost five weeks, now waiting probably another week for authorization to see a specialist. Then wait for his schedule and consulation. Then be another week to get authorization of his likely request for surgery.. Then more time to schedule and wait for the actual surgery . I have heard that could take one month. So maybe at worst surgery will be six weeks from now?
After two weeks, I could not take it. I am out on the bike. On my hybrid straigtening out my arm on the higher handle bar makes it feel good for awhile. When hanging at the side listless it feels like it might cramp, so keeping it straight on the bike is good, as long as I do not crash. 38 mm wheels, and I am really cautious.
I am getting in enough bike time between the trainer and the hybrid, I am so far not loosing muscle mass. Another worry, if they find I can't do some of my duties at work how that will play out. Put me on light duty, I will suffer financially.
So my other anxiety. I am signed up for a bike tour in late September. I will do it. 420 miles. I will cross that state even if I have to cross it with my arm in a sling..
How does your medical insurance compare with this.? Particularily in other countries.? here in California we know our medical plans stink.
A PPO plan would mean we would have to pay 30 % of actual medical costs, out of pocket. Might have to mortgage the house. That is no good.
Our nephew says in Spain, where they used to live- we would have had an MRI within the week, since they are not so rediciliously expensive as here. Probably in Spain I would be two weeks into my recovery by now.. Other concern. I have to constantly stretch out the arm to stop it from freezing up. Fun.