Well, I finally did what I've been having nightmares about for the last 5 years. I drove my car with my cannondale road bike into the garage (and the side of the house). Besides bending my rack and putting a few good size dents in the roof of my subaru, I also now have a beautiful blue cannondale frame in 3 pieces.
So, I've been reading over my homeowners and auto insurance policies to see if this is covered. The last time I tried to claim something on homeowners I was given some long lawyer speak about why it wasn't covered.
Does anyone have any ideas, pointers, etc. on how to (legally) go about getting them to cover this?