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  1. #1
    Senior Member
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    Bike Vs Car Accidents

    I know we all don't want to talk about this topic, but for informational purposes I was wondering something from anyone who has had this happen. For the record I was never hit on my bike but I was hit while running once.

    So for those that have had their bike damaged/destroyed by a car, what happened when it came to insurance (aside from medical expenses). Did your Trek that cost $1000 4 years ago get replaced with a new equivalent model or did they cut you a check for $300 since it was a 4 year old bike?

  2. #2
    1 Serving Per Container awiner's Avatar
    Join Date
    Aug 2006
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    Southern California, USA
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    2007 Look 595 Ultra (Campagnolo Record)
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    In my case, the vehicle drivers insurance paid full cash replacement value minus 10% for depreciation. My bike was 8 months old when the accident occurred.

  3. #3
    Lookin' Forward to Summer OldRoadGuy's Avatar
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    Jan 2008
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    currently in Lake Placid, Florida
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    Chinese Willier LeRoi w/ Dura Ace
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    Quote Originally Posted by awiner View Post
    In my case, the vehicle drivers insurance paid full cash replacement value minus 10% for depreciation. My bike was 8 months old when the accident occurred.
    What did you have to show them for proof, Pics, Receipts.....?
    Quote Originally Posted by substructure View Post
    If I wanted true friends I wouldn't eat my spaghetti with a fork. I'm not sure what that means but you get the jest of it. Or not.

  4. #4
    Senior Member
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    Most LBS keep records of when a bike was purchaced and what the purchace price was.

  5. #5
    Senior Member
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    I was paid full price quoted by my LBS without any depreciation for incident one.
    For incident two I was paid full price quoted by my LBS + sales tax. The bike was 3 months old.
    I can't speak towards medical due to the fact that I am still recovering.

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