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Old 04-25-08, 04:38 PM   #1
Rogue Leader
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Bike Vs Car Accidents

I know we all don't want to talk about this topic, but for informational purposes I was wondering something from anyone who has had this happen. For the record I was never hit on my bike but I was hit while running once.

So for those that have had their bike damaged/destroyed by a car, what happened when it came to insurance (aside from medical expenses). Did your Trek that cost $1000 4 years ago get replaced with a new equivalent model or did they cut you a check for $300 since it was a 4 year old bike?
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Old 04-25-08, 09:27 PM   #2
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In my case, the vehicle drivers insurance paid full cash replacement value minus 10% for depreciation. My bike was 8 months old when the accident occurred.
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Old 04-26-08, 01:50 AM   #3
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In my case, the vehicle drivers insurance paid full cash replacement value minus 10% for depreciation. My bike was 8 months old when the accident occurred.
What did you have to show them for proof, Pics, Receipts.....?
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Old 04-26-08, 05:32 AM   #4
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Most LBS keep records of when a bike was purchaced and what the purchace price was.
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Old 04-26-08, 07:41 AM   #5
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I was paid full price quoted by my LBS without any depreciation for incident one.
For incident two I was paid full price quoted by my LBS + sales tax. The bike was 3 months old.
I can't speak towards medical due to the fact that I am still recovering.
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