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Old 12-31-03, 04:43 PM   #1
NZLcyclist
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Who pays for your cycling?

Who's the one with the money?

I have to save up for new bike, pedals, shoes etc but replacement parts Mum and dad fork out for...(I'm 17) or if I want a decent helmet (which I got) I have to pay for it, because I already had one that worked (was hot though)

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Old 12-31-03, 05:27 PM   #2
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None of my toys go on a cc or savings account or a check.I save on the side and use it for my toys including cycling.She would'nt understand the price of my stuff either as i only buy on sale,open box or last years model or whatever.
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Old 12-31-03, 05:41 PM   #3
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I try to save but most ends up on the charge card. I love to see a big bill every month. Yea right!
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Old 12-31-03, 05:45 PM   #4
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My father used to tell me I could have anything I want....... as long as I get a job and pay for it myself. Seventeen is a heck of an age. I'd never want to be there again. Now is the time to get your act together and really learn what it means to earn your keep. The earlier you can learn to control your finance, the better off you will be. Here's a hint. Always strive to live BELOW your means. Bring in more then you spend. Master that, get an education and apply what you have learned. You will never have to worry about bike parts again, or anything else for that matter.
Best of luck young man.

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Old 12-31-03, 06:21 PM   #5
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My husband & I both work full-time. He has a serious CD habit, and lots of computing toys. He was actually relieved when I got an expensive hobby. Now he doesn't have to feel guilty about his hobby spending. We both limit our hobby spending to fairly reasonable amounts, because we do look at each others credit card statements when we pay the bills monthly.
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Old 12-31-03, 08:24 PM   #6
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I've been unemployed since 28 March 2003, so my wife and my unemployment checks pay for my cycling needs.
Er...wait...my unemployment checks stopped last week.
My wife now pays for my cycling needs.


If I could get a job I could pay for my own stuff (f**king age discrimination ).
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Old 12-31-03, 08:24 PM   #7
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My fiance' pays the household bills with his income. My paychecks go toward toys: Bikes, trips, dinners, movies, etc. We live cheap and play hard.
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Old 12-31-03, 09:12 PM   #8
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I'm 17 as well and pay for all my stuff as well, save for the helmet because I had cracked my other one. Yeah, right now I'm in a bit of a pickle with money since I need to upgrade this computer for college and would like to buy a rather expensive bike (and hopefully do both without dipping into my bank account which will probably be needed to get me on my feet after college). And since school sports prevent me from getting a job it kinda sucks, but meh, as long as I'm riding
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Old 12-31-03, 11:40 PM   #9
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Either me or the wife.
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Old 01-01-04, 12:45 AM   #10
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I recently heard about a program in the local school system where students can recieve grants for certain outside-of-school activities like music and sports. I knew of one guy that was hopeful to get money for cycling. Basically, it sounded like a program to drag kids away from the Playstation, and get them outside. Seemed like a pretty good idea. Anyone know of similar programs?
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Old 01-01-04, 01:41 AM   #11
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My WONDERFUL mother and sometimes me
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Old 01-01-04, 01:43 AM   #12
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NZL, this forum once took a poll to see what the average rider reading these forums age was and if my memory serves me correctly it was around 42-55! That being said, the average rider here (such as myself) pays for their own bikes, parts and repairs by working for a living. That's why for me I don't go crazy, because as with any hobby it can become a money pit.

Believe it or not you can get a el-cheapo helmet from Wallyworld and pay $25 VS buying a bike shop boutique model for $150 and they all have to pass the same US federal safety standards called the CPSC certification. So what's the diff between the two extremes? vents, but mostly the "cool factor"! You can buy exotic racing tires that cost $50 each or spend $30 each, the diff is the $50 tire will handle better and be lighter, but it will also wear much faster and get more flats, the $30 tire will weigh more handle good enough for most people, last a lot longer and less susceptable to flats.

So my advice to you is to get a part time job and pay for your hobby, but only buy the level of parts your going to be at, in other words if your already racing in clubs and want to go pro then you will need to get a higher lever of parts; if on the other hand your just doing this as a hobby and occasionally race in some local events then settle for something about middle of the road or less.

But that's just my 2 cents and these days 2 cents ain't worth much!
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Old 01-01-04, 01:48 AM   #13
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I pay for whatever I need myself.
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Old 01-01-04, 01:50 AM   #14
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Quote:
Originally Posted by froze
already racing in clubs and want to go pro then you will need to get a higher lever of parts
That is me!

And I do go for the better tyres, I find the Michelin Pro Race actually lasts twice as long as the ones half the price....so work out the same value!

You can only get the decent helmets at bike shops here, but I needed it because when it came to push this summer I was overheating, and the old cheaper helmet hung too low on the forehead and I had trouble seeing.

Brendon
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Old 01-01-04, 08:52 AM   #15
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Man, I WISH I had someone to pay for my bicycling costs. That would be great.

But, I pay for it all myself!

I tend to buy cheaply. I watch the Nashbar and other ads and ebay and get most of my stuff there. My wife claims I am famous for getting "good deals" and pinching a penny till it screams!
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Old 01-01-04, 09:04 AM   #16
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The key to financial stability:
Quote:
Always strive to live BELOW your means.
I was poor my entire life until I graduated from college. I then said to myself that I'd never live like that again.

My entire paycheck is budgeted on a percentage basis. My household expenses (rent, utilites, food etc.) is to be no more than 25%, car expenses (payment, insurance, gas etc.) no more than 25%, throw in my student loan and that leaves a significant % remaining.

I stress to the students I train in my field not to go out and buy a new car for at least a year. As much as they'd like to treat to themselves for all the hard they did its more financialy rewarding to put off the purchase and get on solid financial ground.

My % budget works for me and it allows for the toys......
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Old 01-01-04, 09:14 AM   #17
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Hi,
I typically throw $20 bucks a week at my bike shop. This comes out of my paycheck. I am currently paying on pedals for the wife, shoes for my Sis, and upgrades on my bike. Got a new saddle a couple days ago; because it was the Xmas season, I paid $10 a week for it. Slow and steady is the key.
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Old 01-01-04, 11:02 AM   #18
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Quote:
Originally Posted by froze
NZL, this forum once took a poll to see what the average rider reading these forums age was and if my memory serves me correctly it was around 42-55! That being said, the average rider here (such as myself) pays for their own bikes, parts and repairs by working for a living. That's why for me I don't go crazy, because as with any hobby it can become a money pit.

Believe it or not you can get a el-cheapo helmet from Wallyworld and pay $25 VS buying a bike shop boutique model for $150 and they all have to pass the same US federal safety standards called the CPSC certification. So what's the diff between the two extremes? vents, but mostly the "cool factor"! You can buy exotic racing tires that cost $50 each or spend $30 each, the diff is the $50 tire will handle better and be lighter, but it will also wear much faster and get more flats, the $30 tire will weigh more handle good enough for most people, last a lot longer and less susceptable to flats.

So my advice to you is to get a part time job and pay for your hobby, but only buy the level of parts your going to be at, in other words if your already racing in clubs and want to go pro then you will need to get a higher lever of parts; if on the other hand your just doing this as a hobby and occasionally race in some local events then settle for something about middle of the road or less.

But that's just my 2 cents and these days 2 cents ain't worth much!
Kinda bs-You can get that $150 helmet for 75 bucks at the year end sales.You can buy those exotic racing tires,what those are on biketiresdirect for 35-40 bucks.You can get top stuff at less then full price if u shop smart and at the right times,imo.
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Old 01-01-04, 12:47 PM   #19
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I'm 49, crazy, self-employed, and pay for my own toys. Wife pays for her collection of shoes.

George
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Old 01-01-04, 04:56 PM   #20
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My credit card LOVES buying me bikes!
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Old 01-01-04, 07:59 PM   #21
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I take the money from the petty cash drawer at work.




















Just kidding!
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Old 01-01-04, 08:29 PM   #22
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Q: Who pays for your cycling?


A: I am also 17, and pay for almost all of it. When I moved to where I am now, my parents bought me an expensive bike (the klein mp 99). I dont remember how much they payed and how much I payed for the bike, but the main thing was they bought it for me and I payed them back. I then took out one more loan for a specialized P3, and then got a job at a bikeshop. Now I usually pay for everything myself, but my parents will help me out with most anything. Working at a shop has made my mountain biking career possible, if not for the job I would probably be clueless as to every mechanical aspect of bikes, and would be riding out dated equipment.
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Old 01-01-04, 08:37 PM   #23
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Quote:
Originally Posted by ehenz
I take the money from the petty cash drawer at work.

Just kidding!
Well, my computer shop pays my bills and everything else...

Although I don't get the petty cash.. I do take from the cash drawer when I want to buy something.....

I call it miscellaneous costs.
It adds up to the total expenses... This way, I pay lesser tax.
And... the book keeper understands..

And I'm not kidding...
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Old 01-01-04, 08:58 PM   #24
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Quote:
Originally Posted by dexmax
Well, my computer shop pays my bills and everything else...

Although I don't get the petty cash.. I do take from the cash drawer when I want to buy something.....

I call it miscellaneous costs.
It adds up to the total expenses... This way, I pay lesser tax.
And... the book keeper understands..

And I'm not kidding...
Yep, its tax season again

No reason we can't exploit loopholes like the big boys, eh?
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Old 01-01-04, 09:07 PM   #25
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Quote:
Originally Posted by ehenz
Yep, its tax season again

No reason we can't exploit loopholes like the big boys, eh?
What can I say, everyones doing it, why shouldn't we..
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