Advertise on Bikeforums.net



User Tag List

Results 1 to 5 of 5
  1. #1
    Senior Member
    Join Date
    Dec 2002
    Location
    Nashville, TN
    My Bikes
    2002 Giant OCR 3, 2003 Giant OCR Elite, 2004 Giant TCR, 2004 Giant OCR Touring, 2003 Giant Iguana, 2004 Cannondale Ironman 800, 2005 Giant Trance 3
    Posts
    760
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Liability Insurance

    Does anyone carry liability insurance? I am seriously considering getting it because of cycling. The reason I am is because I think, what if I accidentally caused a car accident and was sued. Has anyone else thought of this or already carry a policy?

  2. #2
    sch
    sch is offline
    Senior Member
    Join Date
    May 2003
    Location
    Birmingham. AL
    Posts
    2,586
    Mentioned
    1 Post(s)
    Tagged
    0 Thread(s)
    Be interesting to know if such is even available, and what it might be priced at.
    You might check with your agent and see if it is covered under household insurance
    or an umbrella policy. One guess as to cost: no more than Uninsured Motorist
    rider on your auto policy. Steve

  3. #3
    OregonBound
    Guest
    In the United States, a bicyclist is covered by the liability portion of her homeowner or renter's policy. You will of course, want to check that with your own insurance agent.

    Paul

  4. #4
    Zin
    Zin is offline
    On your what?!? Zin's Avatar
    Join Date
    Oct 2003
    Location
    Lakewood, CO
    Posts
    2,320
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    In the state of Montana, we are required to carry liability insurance on our vehicles. I know my policy covers me no matter what vehicle I am operating. Since a bicycle is a vehicle, I am covered by my liability insurance policy that I carry on my cars. I check into this after I got hit by a car a couple of weeks ago.

  5. #5
    Every lane is a bike lane Chris L's Avatar
    Join Date
    Apr 2000
    Location
    Gold Coast, Queensland, Australia - passionfruit capital of the universe!
    Posts
    9,622
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    I have third-party insurance as part of my membership with Bicycle Queensland. Having said that, I've managed to ride over 100,000km without ever needing to make a claim (or even going close), so I don't think it's really worth worrying about.
    "I am never going to flirt with idleness again" - Roy Keane
    "We invite everyone to question the entire culture we take for granted." - Manic Street Preachers.
    My blog.
    My bike tours. Japan tour page under construction.

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •