Join Date: Jan 2002
Location: Orlando, FL
Bikes: litespeed, cannondale
If it is reasonably warm, I always ride in the rain with no rain gear.
If it is rather cold, I use an inexpensive rain suit that I got from Performance on sale (store brand) years ago. It is nylon so it does not breathe much. But it works pretty well in sub 60 degree weather. Also, it is expendable enough that I don't worry if it gets a little grease on it or tar or other unsightly things. I would think they still sell them.
All sorts of things work pretty well on the upper body. Rain pants are good in cold, heavy rains because the wheels throw up lots of water and that continues for some time after the rain stops.