Join Date: May 2001
Location: Minneapolis, Minnesota
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What counts as cold to me will depend greatly on the situation, but I assume you meant in regards to riding, so that's the question I answered.
I put my notch down for 0-10 degrees, though that's really just a rough guesstimate. This is the first winter I've really been riding seriously, or had any great distance to commute, and it has been rather pathetic. The temperature is just starting to get down to where it should have been two months ago.
As others have said though, it's not the cold that bothers me so much as the wet and ice, which there has been little of this year.
In other walks of life, my cold tolerance drops quite a bit lower. I have managed to avoid a heavy winter coat all but twice this year so far. This morning I left the house at about 3, the temperature well under zero, wearing only a long-sleeved t-shirt and a hoodie (granted, I drove, but my car's heater doesn't usually kick in until long after I've reached my destination). I've also been camping in the north woods when the temperature (without windchill) has dropped to almost 40 below at night (that's 40 below for you metric people)!
My temperature tollerance varies from day to day. I think it's just a matter of how I feel at a particular moment, although dressing properly and staying dry tends to help too.
Work to eat. Eat to live. Live to ride. Ride to work.