I'm wondering if people trust the rear pockets on cycling jerseys with their valuables? I ride a road bike and try as I might I can't bring myself to trust these pockets with my smartphone, keys or wallet. So I end up with a pair of MTB baggy shorts with zippered pockets over top my cycling shorts. None of my jerseys have zippers and while I've never lost anything like gloves or hats and what no, those things are cheap compared to loosing those other items.
So do you trust them? Any tips or tricks you can pass along that would get a person over the fear using them for valuables?