Rear mount bike carriers and auto accident.
I just bought a new road bike last week and so far it has been great. I carry it around on my hitch mount bike receiver, but with all that $$ hanging off the back of my car I've become paranoid of other drivers possibly rear ending me and smashing my ride. Has anyone had this happen to them. Does regular car insurance cover this? I need to shop around for new insurance this week anyway but figured I'd ask first.
And yea, roof racks would get rid of this problem...but I don't want to spend all that money on them.