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Old 08-12-13, 02:00 AM   #1
CanadianBiker32
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Bike Insurance Sources

I have a few bikes each worth over $2000 etc

I like to know what can you use to have insurance for a bike?

Do you put it with house insurance?
Or is there a type of bike insurance source one can use?

thanks look forward to the information on this
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Old 08-12-13, 02:20 AM   #2
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Since you're Canadian, look up the insurance information provided by CAA.
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Old 08-12-13, 03:59 AM   #3
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In the US you are pretty much limited to household or renter's insurance. I do have a rider on my household policy covering the bicycles specifically.

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Old 08-12-13, 08:43 AM   #4
SpeshulEd
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Homeowners will cover it if stolen, but it looks like these will cover it even if you crash it.

I have no experience with either, but I'm considering some kind of bike insurance too.
http://velosurance.com/
http://markelinsuresfun.com/products/cycle
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Old 08-12-13, 01:41 PM   #5
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Keep in mind that property insurance is a mixed bag. Insurance companies make money by charging more than they pay out on average. If you're in a high risk situation, it may be worth it. If you're in a low risk situation, you'll likely be subsidizing the high risk members.
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