On my way home from work May 12, I was heading north on a residential street in Chicago when a driver ran a stop sign on a cross street and hit me. He was heading west. He hit the end of my bike, causing my front end to turn and my right brake gear to puncture my leg. A girl saw the whole thing and called anambulance bc I was bleeding all over and I ended up spending about 24 hours at the hospital. My leg has pretty much healed - there's going to be a scar but I can walk now. It feels like there is a pipe under my skin, but that's just scar tissue. And a few bruises and scrapes, but those are OK.
Unfortunately, I was heading the wrong-way on a one-way. I suppose just being so close to home and it a residential and short street I had never thought about those dangerous situations.
I have contacted a referred lawyer - but he pawned me off on his lawyer friend, whom I haven't heard from. He said that bc I have health insurance, and the guy who hit me has crappy auto insurance, my settlement would not be big so it wasn't worth his time. I have another lawyer recommendation, so maybe I will hear from him.
Right now I am just soooo lost. I really don't care about the settlement too much bc I know I was going the wrong way so I guess I'm partly at fault, even though the guy completely blew the sign. I really just want my bike fixed or a new bike. And some money for hospital stuff. But I just have no idea what to do. I have a court date next week, am I supposed to have a lawyer for that? I called my renters' insurance adn they said my bike is covered (I have to pay a deductible) so do I just get a new bike that way and send the bill his way, or do I wait for a settlement? When my hospital bills come do I pay those or send those to his insurance? I'm so confused. Any guidance you guys could give as to the order of things would be great. Thx a million.