I've had this KHS Urban-X commuter bike less then a month and am loving it. I ride it to work every other day and on local paved recreation trails. Last weekend I rode an abandoned railroad right of way trail, hard dirt, soft dirt, grass, weeds, loose dirt, dirt hills.. did fine on all of them. I was concerned about the 1.5" tires, but they did great. The Kendra Kwest tires are known for holding up against all sorts of road debree, even glass. The bike comes with fenders, rack, Kstand, chain guard, 26" wheels and 21 gears. It's tight, smooth and quite.
I have a bag I bought on Amazon for only about $20, a cup holder from Target that I use with a one click to drink/seal thermos made by oxo Liquaseal for my morning coffe.
A Mag 83 Lum flash light for $40 from Home Depot, fits a handle bar post mounted $10 Fenix 360 degree swivel mount from EliteLED with one of their very bright 5 LED back lights for $8 and they get me home safe at night with good visibility at medium speeds.