Originally Posted by luxo
Well, what is it from the 7.1/7.2 FX that really stands out to you vs. the Insight? (The 2011 Insight 2 model
to be specific.)
That 2011 Insight 2 looks to be a solid step up from the Insight 1. Alivio is more than fine for recreational/fitness riding or commuting. That's last year's model, as you know, so size options aren't there. If it fits, that's a great deal. Despite the occasional knocks against PBS, they have a reputation for being more than accommodating with their satisfaction guarantee. My only concern would be the the low spoke wheels if you're a bigger rider. Regardless of weight, I'd get a good mechanic to hand tune the wheels first.
The 2012 Insight 2 has slightly downgraded components. Common issue. In fact, it looks like you need to step up to the 2012 Insight 3 to get the same spec as last year's Insight 2.
Didn't mean to disparage the new Insight 1, either. But the spec list is really getting down there. Hi-ten steel fork which is heavy and cheap. Freewheel vs cassette. Riveted chainrings preclude ring replacement. Other low/bottom end components. Just not a great value.
The 2011 Insight 1 was a bit nicer, though, with alloy fork.
Differences between 2011 Insight 2 and 2012 7.2 FX aren't drastic. If you're not abusing it, I'd prefer the alloy fork on the Insight, though. Keeps the front end weight down a bit. I prefer subtle over bold graphics, so I give the nod to the FX there. That's subjective matter, though. Trek dealer will probably be more help with getting you fitted to the bike. Trek's warranty is excellent, so that could matter. The Trek should hold its value a bit better in the event of resale. Not a landslide either way. And it probably won't be your last bike, either.