The 7.5FX is very hard to come by in SoCal. I have 7.5FX 17.5" V brakes, that I bought earlier this year but it's small for me and I've been looking for a 20" for the past three month, none so far, disc or V brakes. Your price was good, but the disc run a bit higher, I think for about $150-200 more. I don't really need disc brakes as you said, I'm in SoCal, I just want to be prepared if I find one. I think the 7.5FX disc will sell used for about $650-700. I'll let you know when I find one.