Rear rack and fenders... hybrid with disc brakes
Hi all, As some of you know, I recently purchased a BMC Alpenchallenge AC01 (which I love!). I'm now in the process of kitting it out and since my intention is to start commuting to and from my university (25km each way), I think a rear rack and a set of fenders are in order. I've been doing some research and thought I was prepared to go to my LBS armed with this newfound knowledge and directly pick up what I needed. However, now I'm a little unsure of myself. I was sure I needed a rack that would accommodate the fact that I have disc brakes on my BMC but my LBS tried to assure me that that wasn't necessary and that he had personally installed many regular racks on hybrids with disc brakes; proceeding then to show me examples. I have already made one bad fender purchase that I was unable to return (they wouldn't install on my BMC) because I opened the packaging so I don't want to make a similar mistake when purchasing a different set of fenders or a rear rack.
As far as fenders are concerned, I was planning to go with SKS Bluemels for 28 inch tires and with a width of 45 (the 45s are good for 700x28-38; where my tires are 700x35). I chose these over the SKS Chromoplasts simply because I don't want the stripes down the length of my fenders....I personally don't like how it would look with my BMC). Now, if I could find a similar fender in a matte black, it would be even better! Suggestions?
For the rear rack, if the disc brakes are not a concern as my LBS states, then I would go with the XLC RP-R01 in black. If however, the disc brakes are a problem, then I need a rear rack that will take the brakes into consideration, as in the Tubus Disco in the second link. (albeit it is pricey!).
Suggestions for a rack that is not too expensive would be appreciated!