I'm down to picking between these two hybrid/urban bikes that have a steel frame. I intend to use the bike for city bike paths and distances of 10-30 miles most of the time, occasionally over 50 miles. I would also ride with or without a child seat on it. I intend to buy the bike stock and only change the handlebar (prefer something like a moustache bar) to be a little more upright and be easier on my wrists, specially the Marin which has really wide handlebars. The Marin 2013 is $450 (plus whatever my LBS charges to put it together for me), 2014 is $750, Coda Sport/Comp/Elite is $540/$730/$1000. I might want to add an internal gear hub at some point down the line, but that's not really a requirement. Although I don't intend to be riding fast or climbing too many hills, I don't want to be struggling too much if I can help it.