Between Crystal River and Hernando, Florida, 6 miles west of the Withlacoochee Trail
I've had several since 1999 but have settled on my beloved 2001 Litespeed Tuscany and my latest, a 2013 Cannondale CAAD 10.
Welcome to BF.
Schwinn used to be a good name but the quality is not what it once was so Schwinn is now sold at places like Wal-Mart. I'd recommend looking at other bikes on craigslist. Maybe you'll find a good deal. Also ask the folks in the Commuting forum about bikes they'd recommend.