Glad to have run across this forum. I actually found this while working on an MBA project about high-end bicycle insurance. I am generally a mountain biker and have a Trek Fuel Mountain Bike. With school, I don't get out as much as I'd like but graduating soon and looking forward to have extracurricular activities again lol!
If you guys have a chance, please fill out my survey that I put together trying to collect data for high-end bicycle insurance. The link is in my signature