Hello there, cyclist from Vancouver, Canada.
I've done my fair bit of cycling, I'd like to think.
Done BMX (flatland and park), Mountain biking (downhill and park), electric biking (commute), road biking (commute / excercise).
I currently have a mountain bike and two road bikes. Been in three accidents so far on my bike, one totaled my bike into unusable condition (one of my ex-road bikes), another sent me to the hospital with a scraped up head. No serious permanent injuries.
Uhm, yea. That's about it. I bike to school and work everyday, even in pissing rain. On days where I have to look extra-fresh, I take public transit or a car that my family keeps for emergencies.