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63% Of Americans Cannot Afford a $500.00 Dollar Car Repair.

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63% Of Americans Cannot Afford a $500.00 Dollar Car Repair.

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Old 01-13-16, 10:41 PM
  #101  
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Originally Posted by GeoKrpan
I have long felt that LCF, DIY, tiny houses, off the grid, Buy Nothing Day, houselessness, van living, etc., are responses to the shrinking wealth of average Americans.
Quite possibly, and it's a little bit hard to relate to when you don't live in the USA.


What's also hard to relate to is the idea (quoted from Roody's post) "If you can even make realistic choices about using a car a lot less, you live in a place that's fairly unusual for its support of carfree alternatives."

Most places I've lived, it is quite normal to have a variety of methods of transportation at my disposal.

In some parts of the world, people just live car free or car light as a matter of course.

It's interesting watching Escape to the Country episodes, for example, and one of the features a lot of people look for is the ability to walk to the pub and shops. From watching that show and others, and from my own experiences in the UK, that just seems quite a normal thing to do in a country town in the UK.
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Old 01-13-16, 10:50 PM
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Originally Posted by Machka
Quite possibly, and it's a little bit hard to relate to when you don't live in the USA.


What's also hard to relate to is the idea (quoted from Roody's post) "If you can even make realistic choices about using a car a lot less, you live in a place that's fairly unusual for its support of carfree alternatives."

Most places I've lived, it is quite normal to have a variety of methods of transportation at my disposal.

In some parts of the world, people just live car free or car light as a matter of course.

It's interesting watching Escape to the Country episodes, for example, and one of the features a lot of people look for is the ability to walk to the pub and shops. From watching that show and others, and from my own experiences in the UK, that just seems quite a normal thing to do in a country town in the UK.
Mine or two of my favorite programs is Tiny House Nation and International House Hunters. Both tend to promote car free or car light living even it Tiny House nation has a lot of homes people like to be able to move from one location to another.
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Old 01-13-16, 10:55 PM
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Originally Posted by joao_pimentel
But for the majority of high-dense urban areas, private automobile is literally an expensive irrational urban cancer.
That's true. In this country there was a lot of poor urban planning in the post war boom. But I'm not sure it's feasible to repair all of last century's errors. The need for the dense urban core is likely to change in the future as technology reduces the need to work and shop in central locations. Many smaller cities have already devolved as fewer and fewer residents commute to a central destination. We might be better off focusing on the challenges of planning for new demographic patterns as a shift appears imminent.
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Old 01-14-16, 02:26 AM
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My dad got in a minor fender-bender and the work was a tidy $4K!! Not sure how much the insurance company covered but GD! And it isn't even a newer car!
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Old 01-14-16, 03:50 AM
  #105  
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Originally Posted by kickstart
I think its somewhat pertinent to consider that its in an intentionally remote location where ease of access was undesirable.........
Not a good example.(Space Center)
Try riding your bike to Disney, then. Really, you are taking your life in your hands to ride in Orlando, with the exception of a couple bike trails.
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Old 01-14-16, 08:47 AM
  #106  
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Originally Posted by lasauge
I'm uncomfortable with the idea of telling anyone how they ought to manage their money, with the assumptions and judgement that implies, but I do think it's fair to say that it's a tragedy that thrift has disappeared from the list of popular American virtues.

Specific to the car issue, we should remember that many people live places where it's tough to get by without cars because of decades of public policy favoring car-centric development. The solution isn't to berate those who are trapped, it's to get involved in efforts to reform our cities and repair them to be human-scale and more equitable for everyone.
Sad but true, however when you see that many "upgrade" regularly at the detriment of their finances (and we often hear the complaint about being "broke") it is hard to stomach.
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Old 01-14-16, 08:54 AM
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Originally Posted by Roody
I think it's a shame that so many people feel they must have a car in order to survive in our current society. If carfree infrastructure were widespread, I'm convinced that many more people would choose LCF as a way to save money and spend it on something more enjoyable than overpriced personal transportation, which is all that a car is.

Something else that's very unfortunate is that there is no encouragement here on the internet for those who are trying to rely less on cars--whether to save money or for some other reasons. This forum is almost totally dominated now by trolls who actually despise carfree living. They send out these hateful vibes to those who would try to become more carfree, in wave after wave of hateful, disrespectful posts.

R.I.P. LCF!
I have a healthy respect for those that are LCF, as I am LCL (light). Some day...
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Old 01-14-16, 08:58 AM
  #108  
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Originally Posted by Mobile 155
If people cannot afford a $500.00 repair bill I can only imagine how long it has been since they have seen a dentist? Imagine getting a bill for 13k and that is after insurance pays their part.
Tatoos, cigs, and cell phones are paid for though. Priorities man!
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Old 01-14-16, 09:26 AM
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Originally Posted by chewybrian
Try riding your bike to Disney, then. Really, you are taking your life in your hands to ride in Orlando, with the exception of a couple bike trails.
I understand there are some locations not conducive to cycling, I was simply pointing out that a location which is remote, and inaccessible by design isn't a realistic example.
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Old 01-14-16, 09:45 AM
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I wonder if you could find a shuttle bus to Disney in Orlando. Probably not.
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Old 01-14-16, 09:54 AM
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Originally Posted by chewybrian
This is a fallacy of logic known as false dilemna. You have purposely over and under-stated facts to suit the conclusion to which you would like to direct the reader. Further, you have chosen extremes of possible choices, ignoring moderate choices in the middle. Is your neighborhood the only island of relative safety in the entire lower 48?

You said $1000 represents fuel costs, and then sum up as if this is your only cost. You have to pay for insurance, depreciation, registration, and maintenance. If you do it yourself, the parts still cost money, and your time still has value, as you already stated. $1000 a year for fuel at 25 mpg and $2.50 a gallon would have you driving about 8,000 miles a year(gas prices fluctuate, and your mileage may vary; you may be over/under 8000; it's just a guess). At 52 cents a mile, it would run you about $4000. If you are frugal and smart, you might hammer it down to $3000 or even $2000 at the extreme, I guess. This may not be important money to you, but it is to many.

Remember, too, that much of the cost of driving is already sunk before you hit the road, as we subsidize low fuel prices, and pay for much of the road maintenance with money from general funds(don't forget police, courts, firemen, environmental impacts...). The real cost of driving is closer to a dollar a mile. Now, if you had to pay that cost by the mile, would you think twice about locating 30 miles from work?

Read carefully, and you can see that I am not car bashing. A car is a great tool for many situations, and a wonderful convenience if you can afford it. I criticize the system which makes them appear artificially cheap, and forces people to pay whether they drive or not. If we simply priced driving at the actual cost, people would naturally choose substitutes to save money to some extent. We would build neighborhoods differently, and accommodate the increased demand for other forms of transportation with more public transportation choices, and more bike trails and sidewalks. This would be the result of free choices in a free economy.

I also reserve criticism for those who never make a budget. You might find, as I did, that a car takes an unacceptably large share of 'discretionary' income. After paying for necessities of housing, food, health care and such, my car was taking more than half of what was left. It should be no surprise that, at that point, I was one of those unable to write a check for a $500 repair. So, I made a difficult, but rewarding decision to go without a car. The result was a new-found ability to save and invest, buy a modest home (with no mortgage and no stabbings and shootings), and think about retirement as more than a daydream.

At some point, when a car represents a smaller chunk of my spending, I may get another. Or health or other circumstances may make me buy one. But, for me, going without has been well worth the effort. The inputs to the equation are different for everyone, and certainly a car makes sense for a lot of people. But, they should at least make a fair assessment with eyes open, and not torture the facts to suit their desires.

Seriously, is it extreme to say that people should be allowed to drive, or do most any other activity, as long as the pay the full cost of their choice? Why should driving or any other activity enjoy favored, prepaid status over other choices? Of course, most people wish to ignore the costs of the things they want, which is why half of them don't have $500 in the bank--Yikes!
Well done Chewybrian!
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Old 01-14-16, 10:10 AM
  #112  
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Originally Posted by Roody
Not totally. The problem is, we have built up communities where it's almost impossible for people to survive without a car. In many places, alternatives such as walking, biking, and public transit are so poor that most people cannot use them. And everything is so far apart that it's difficult to negotiate the distances on foot or even a bike. In many areas of sprawl, it's even difficult to plan decent bus routes because of the vastness of areas to be served.

Another problem is that people are not tuned into alternatives to cars. Car companies, oil companies, insurance companies, etc. all invest billions of dollars to instill the car choice as the first or only "choice" for most people. Advocates for alternatives such as biking, walking, and transit have only tiny fractions of the advertising dollars to promote their alternative choices.

In other words, car ownership is not a "choice" for most people. It's a requirement if they want to live a decent life with a job, education, travel, and cultural opportunities. They don't make a financial "choice" to own a car. They are required to own a car because of the poorly planned and built environment that they live in. Only in the few areas where decent non-car infrastructure and awareness exist, can car ownership actually be called a "choice."

The other expenses that our merry band of posters have been comparing car ownership to--such as phones, drugs, restaurant meals, etc.--more truly represent "choices". But car ownership is more of a necessity--and an expensive one--for many people. We must rebuild our cities and suburbs before we can truly think of car ownership as an optional luxury.
Yet I hear a lot of people complain about poor transit service - and these are the same people who choose to live in a suburban, non-compact area.
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Old 01-14-16, 10:13 AM
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Originally Posted by RPK79
You may not mean it to come across the way it does, but reread these statements again:



Why? Is there something wrong with cars?



If that's not an anti-car statement I don't know what it is.

Edit: even your 'signature' is an anti-car statement. No one calls a car a 'cage' if they are pro or neutral on cars.
Roody is stating a fact about an inanimate item, but I do not see him criticising people. Maybe that is what the anti-car statements in this post are really about. Somebody is taking it personal.
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Old 01-14-16, 10:19 AM
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Originally Posted by Ridefreemc
Roody is stating a fact about an inanimate item, but I do not see him criticising people. Maybe that is what the anti-car statements in this post are really about. Somebody is taking it personal.
I never said he was criticizing people. I don't know what you're talking about...

I don't take it personal. I just don't like that some have taken this forum to be their political soapbox even though the mods have specifically said this is not to be a political sub forum.
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Old 01-14-16, 10:32 AM
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Originally Posted by rossiny
do u think this would ever be possible given how many jobs cars make and what a tremendous engine cars ,roads, and oil provide in our current economic system?
Enlighten me. I see absolutely no connection between building bike lanes and losing jobs in the automotive sector. Installing improved infrastructure should create jobs, not destroy them. I'm talking about increasing choices for everybody--not taking something away from anybody. I just think our communities will be better places to live if the options for non-car transportation are also supported.
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Old 01-14-16, 10:38 AM
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Originally Posted by Ridefreemc
Tatoos, cigs, and cell phones are paid for though. Priorities man!
Do you really believe that most lower income people are tattooed smokers? Really?
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Old 01-14-16, 10:58 AM
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Who wants a 500 dollar car? 500 dollar cars aren't much these daze. They have more techy things to fix that the average owner can't repair now as well.

You are comparing apples to apple cores.
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Old 01-14-16, 12:55 PM
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Originally Posted by Roody
Do you really believe that most lower income people are tattooed smokers? Really?
Earlier in the post there was reference to lower income and others with higher incomes. I know this has gone on for 4 pages so it may have drifted to lower income exclusively, but that was not my point. I see entire families with smart phones, and that is 2-4 kids + mom and dad on I-phones, some sporting tattoos, and thankfully not as many smoking nowadays - and these are in middle to high income areas. Same thought at the bus terminal where yes lower income riders are the most prevalent (don't take my word for it, we have studied the ridership) and you will see the vast majority smoking, sporting tattoos, while talking on or carrying a cell phone. Add that up and you are looking at multiple/many thousands of dollars/year.

Fact is, we (high, low, medium incomes) spend on many things that are not really all that necessary, so that makes it hard to afford that $500 car fix.
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Old 01-14-16, 12:58 PM
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Originally Posted by RPK79
I never said he was criticizing people. I don't know what you're talking about...

I don't take it personal. I just don't like that some have taken this forum to be their political soapbox even though the mods have specifically said this is not to be a political sub forum.
Having an opinion about the value of owning and using a car is a political discussion? I know it bumps into politics when you start talking about subsidies for example, but if those types of topics are off limits then what do we talk about (how do we apply the perfume)? Go to any forum that has a specific topic and you'll find the same thing as you do here.
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Old 01-14-16, 01:03 PM
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I had to sell my car because I couldn't afford to maintain it and with insurance and gas costs it was crazy and left me in the red every month.

I now rely on my bikes to get around town and its taken the financial noose off my neck and I can enjoy life more and don't have to worry about life's necessities and I can partake in occasional indulgences.
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Old 01-14-16, 01:05 PM
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Originally Posted by Ridefreemc
Having an opinion about the value of owning and using a car is a political discussion?
It has nothing to do with living car free. Besides, the topic isn't straying into the 'value of owning a car' it's discussing the societal costs of car ownership of the masses. This may be a topic that many LCF people hold near and dear, but it is decidedly, divisively, political and therefore belongs in the P&R forum.
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Old 01-14-16, 01:27 PM
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Originally Posted by Ridefreemc
Earlier in the post there was reference to lower income and others with higher incomes. I know this has gone on for 4 pages so it may have drifted to lower income exclusively, but that was not my point. I see entire families with smart phones, and that is 2-4 kids + mom and dad on I-phones, some sporting tattoos, and thankfully not as many smoking nowadays - and these are in middle to high income areas. Same thought at the bus terminal where yes lower income riders are the most prevalent (don't take my word for it, we have studied the ridership) and you will see the vast majority smoking, sporting tattoos, while talking on or carrying a cell phone. Add that up and you are looking at multiple/many thousands of dollars/year.

Fact is, we (high, low, medium incomes) spend on many things that are not really all that necessary, so that makes it hard to afford that $500 car fix.
Your unspoken assumption is that cars are "necessary" but cell phones and cigarettes are not. But that's only true because we as a society have made choices that make the car more necessary. Nobody ever asked me--IOW I never had a choice--if cities should be built in a way that makes them practically uninhabitable without car ownership.

I have a middle income. After being carfree for many years, I can no longer "afford" a car. Not because of lack of income, but because I long ago developed the practice of spending my income on other things--things that maybe I couldn't afford if I were paying average amounts for a car.

Bus riders with phones are spending their incomes on something they want more than a car also. There's nothing wrong with that. They have the ability to make that choice, and personally I think it's a pretty good choice.

But if they lived somewhere that had inadequate bus service, they would probably be forced to spend some of their income on a car instead. They wouldn't have a phone, but they would be forced to buy a car instead.

I'm just saying that life is better for everybody when people can make REALISTIC choices about their personal transportation. Like, "should I drive to work or take the bus today?" That's a real choice. Not, "should I drive to work or should I quit my job because there's no other way to get there?" That is NOT a real choice. Neither is "I had to quit my job because my car broke down after I spent all my money paying for it, and there's no bus that goes to where I work."
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Old 01-14-16, 03:31 PM
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Originally Posted by Roody
Enlighten me. I see absolutely no connection between building bike lanes and losing jobs in the automotive sector. Installing improved infrastructure should create jobs, not destroy them. I'm talking about increasing choices for everybody--not taking something away from anybody. I just think our communities will be better places to live if the options for non-car transportation are also supported.
no I was referring more to the idea that cars create so many jobs . It is like cars are a life style. How would we function as a society if all of a sudden cars disappeared. It would eliminate so many jobs that we would no know what to do with ourselves.
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Old 01-14-16, 08:23 PM
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Originally Posted by Roody
Your unspoken assumption is that cars are "necessary" but cell phones and cigarettes are not. But that's only true because we as a society have made choices that make the car more necessary. Nobody ever asked me--IOW I never had a choice--if cities should be built in a way that makes them practically uninhabitable without car ownership.

I have a middle income. After being carfree for many years, I can no longer "afford" a car. Not because of lack of income, but because I long ago developed the practice of spending my income on other things--things that maybe I couldn't afford if I were paying average amounts for a car.

Bus riders with phones are spending their incomes on something they want more than a car also. There's nothing wrong with that. They have the ability to make that choice, and personally I think it's a pretty good choice.

But if they lived somewhere that had inadequate bus service, they would probably be forced to spend some of their income on a car instead. They wouldn't have a phone, but they would be forced to buy a car instead.

I'm just saying that life is better for everybody when people can make REALISTIC choices about their personal transportation. Like, "should I drive to work or take the bus today?" That's a real choice. Not, "should I drive to work or should I quit my job because there's no other way to get there?" That is NOT a real choice. Neither is "I had to quit my job because my car broke down after I spent all my money paying for it, and there's no bus that goes to where I work."
Maybe I am wrong, but it appears as though much of what you are saying implies that others have no choice, so they do X because of Y (wah wah wah). That is playing the victim in my mind. Yes, there are those that truly must rely on an auto to get around, but the vast majority of Americans can choose another option at least part of the time. If not to drive to work, at least to ride or walk to the corner store. I agree that the perfect world would involve many modes of travel to all - a choice, but that ain't reality (BTW part of my job is to increase those options in a car-centric area). Those here at LCF make that choice to not use a car either all the time or most of the time, whether they are in a suburb with no other options or they are full of choices, but for most in this country the choices are very limited.

It is so difficult to have a discussion like this because there are so many exceptions and those trying to make their point can cite those and really miss the big picture, but you gotta admit that we in this country (for the most part) rely way too much on the automobile. In addition, for the most part we by crap that we don't need with money that we don't have and then wonder why we cannot afford a simple (and expected!) repair.
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Old 01-14-16, 08:38 PM
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Originally Posted by RPK79
It has nothing to do with living car free. Besides, the topic isn't straying into the 'value of owning a car' it's discussing the societal costs of car ownership of the masses. This may be a topic that many LCF people hold near and dear, but it is decidedly, divisively, political and therefore belongs in the P&R forum.
I disagree, and think that is a pretty weak tie to politics. We are not talking about the issues that relate to reproduction, sexual choice, blue or red, etc., but simply the fact that we as Americans are sitting in a 4,000 pound piece of steel, rubber, and plastic pushing a pedal and spending a whole heck of a lot more than $8,900 per year for the privilege.
placing this discussion in P&R sounds like a good way to quell the opinions of those that disagree.
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