1. Do you get all your food from a garden and from the livestock on your farm or acreage? Or do you buy your food from the grocery store?
If the oil prices go up, that will affect the farmers who have to pay out fuel to do their harvesting and other work, and it will affect the people who deliver the food to your grocery store, as well as many other industries in between. Food prices will go up.
2. Are you planning to purchase any large items in the next year? If so, how are you planning to get that item home? A delivery service maybe? Or a taxi?
If the oil prices go up, those delivery services and taxis will start charging more.
3. Are you planning a trip somewhere? Got any desire to go to Europe to cycle? How about to a cycling event in the next State or Province? How are you planning to get there? Rent a car? Fly?
If the oil prices go up, you'll have to pay for it when you rent a car, and already the airlines are raising their rates.
Even if you don't own a car, and even if you regularly walk or ride your bicycle everywhere, rising oil prices will still affect you in some way or another. Has your boss given you a raise to compensate?