I seem to remember seeing a magazine article or TV news item about a "per use" car insurance option. If I recall correctly, you register with the insurer but pay no premium until you want to drive your car, at which time you log on to their website, pay $10 or $20 or something like that, and print out a proof of insurance which is good for the day. Is anyone aware of such a product? It seems like it could be a good option for someone that typically rides his bike to work but occasionally needs to drive. Sorry if this has already been covered but I searched to forums and found no references to it.