I love biking everywhere.
One challenge I face is when I need to wear nice clothes somewhere. Generally I can either leave the clothes there (work) or carry them with me and shower and change upon arrival.
Sometimes not though, eg, going to a restaurant , someone's house who I do not know that well etc.
Also, how do persno's lock their bikes when going places like this. Eg the movies or shopping where you cannot bring your bike in.
I have two bikes and ride my less expensive bike to these places.