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  1. #1
    never eaten better listen jodypolk's Avatar
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    curious... how many car-free folks are destitute

    or wealthy...

    wondering if financial issues play a big part in your carlessness...

    no need for exact incomes or whatever.

  2. #2
    Member ranger39000's Avatar
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    I'm filthy rich. Cars just suck. How bout U?
    Last edited by ranger39000; 04-03-07 at 07:54 PM.

  3. #3
    Dare to be weird!
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    I live in a canyon and eat dead animals practically every day.

  4. #4
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    I have a comfortable and affordable roof over my head, clothes on my back, and killer food in my belly.......I cant say im destitute.

    being car free is saving me about $1000 per month vs my life with a car with no loss of income being car free

  5. #5
    Member ranger39000's Avatar
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    what bout sex, pedex? Don't forget that. Even if it's just a blowup doll, that counts!

  6. #6
    Senior Member ken cummings's Avatar
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    The eleven years I was car free I was either on a perfect bus route, or putting wifey through Engineering school, or buying a house on a single paycheck. You don't need to be broke, just one of the modern poor.
    This space open

  7. #7
    bragi bragi's Avatar
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    My income is near the median for the U.S. I'm not wealthy, but I can buy a new bike any time I freaking want, dammit. I chose not to have a car mainly for environmental reasons, but the savings are a nice bonus. I don't have a car to pay for, and have absolutely no debt aside from the mortgage, so I guess I actually live quite a bit better than most people who have cars. Nyah, nyah.
    If you're not part of the solution, you're part of the precipitate.

  8. #8
    Dare to be weird!
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    Quote Originally Posted by jodypolk
    wondering if financial issues play a big part in your carlessness...
    I'm early retired. My income is way below the median, but so are my expenses.

    A big issue for early retirees is the cost of health insurance, which must usually be bought on an individual basis. What I save from not owning a car approximately pays for my private health insurance. In a very real sense, becoming carfree was a decisive factor for being able to retire early. So my answer is yes, financial considerations played a part.

  9. #9
    bicyclist LandLuger's Avatar
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    The wife just despises my riding pastime; I ride to slum it with the great unwashed.

  10. #10
    bragi bragi's Avatar
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    Quote Originally Posted by LandLuger
    The wife just despises my riding pastime; I ride to slum it with the great unwashed.
    The great car-free unwashed? What, all seven of us?
    If you're not part of the solution, you're part of the precipitate.

  11. #11
    Newbie
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    I don't have to ride to save $$, the train is only 75 a month that's about all that my budget allows for, but I would rater change my griptape color weekly than spend it on trans.

  12. #12
    Instigator at best kjohnnytarr's Avatar
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    I used to be doing well. Now, the money in my wallet is all from a cash advance service. So yeah, you could say cash is tight.

    But I'd be car-free even if I lived in the Taj-Mahal!
    Quote Originally Posted by JoshFrank View Post
    (By icing I mean puke and by cake I mean Lexus)
    Bikes: Flannigan, Finn Mac, Tim Finnegan, Nicholai Ivanich
    Words: Going Underground, Pedicabs After Dark, Thanksgiving Via The KATY Trail

  13. #13
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    yup.. i'm a student and i made approx. -$15,000 this year...

  14. #14
    Science Fanboy KrisPistofferson's Avatar
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    I am a student now and I would be destitute if I had to either keep a cheap car running or pay for a newer one, but I do alright without all those added costs. When a bike is simply not practical, I'll either rent a car,(for long trips on business,) carpool, or ride my Honda scooter,(80-100 miles per gallon.) I do okay being car-free.
    Quote Originally Posted by Christopher Hitchens
    What can be asserted without proof can be dismissed without proof.

  15. #15
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    ...
    Last edited by Horse; 04-18-07 at 10:14 AM.
    Fine then, **** you too...

  16. #16
    winter is comming BenyBen's Avatar
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    I'm pretty much middle class. We budget well, and I could easily own a car if I wanted to. But I chose to put that money on retirement and my son's future education. Not to mention a rainy day fund.

  17. #17
    Senior Member
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    Car-free generally makes sense depending on your income level. I just calculated a budget sheet for myself when I move out to live on my own. There is no way I am going to get a job that'll pay for rent, utilities, food, AND a car (which brings in its own expenses...depreciation, gas, maintenance/repairs, insurance which is insanely high for me because I'm under 26 years old, etc.). I simply don't have the education level or the work experience that'll allow it right now. If I drop the car, I find that I have an extra $300 or so left at the end of the month (which is pretty good when you consider that this on an income of like $26,000-$28,000 a year after taxes and my personal expenditures on food).

  18. #18
    Senior Member wahoonc's Avatar
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    I have been car free in the past and it was the absolute best choice at the time. I plan to be car free in the future too. Currently my vehicle costs are covered by my company. If that every stops it will get parked ASAP.

    Aaron
    Webshots is bailing out, if you find any of my posts with corrupt picture files and want to see them corrected please let me know. :(

    ISO: A late 1980's Giant Iguana MTB frameset (or complete bike) 23" Red with yellow graphics.

    "Cycling should be a way of life, not a hobby.
    RIDE, YOU FOOL, RIDE!"
    _Nicodemus

    "Steel: nearly a thousand years of metallurgical development
    Aluminum: barely a hundred
    Which one would you rather have under your butt at 30mph?"
    _krazygluon

  19. #19
    1. e4 Nf6 Alekhine's Avatar
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    Money is not part of the plot for me. I am a former spoiled brat descended from one of the oldest wealthy families in America. I make an above-average but not obscene income at two quite ordinary home-based jobs, I hoard well, and I do well in terms of compounded interest.

    My really worthy possessions are a modest 1996 Steinway M piano, a few antiques, these four bicycles, and an again modest 1970s Ericson cabin cruiser sloop (that's technically not mine but my father's), but I don't really plan on buying much more in my lifetime other than perhaps some nice old '50s and '60s English club/road-path bicycles from the reputable builders. My eye for one seems always open of late.
    Last edited by Alekhine; 04-04-07 at 09:53 AM.
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  20. #20
    the bike made me do it oneredstar's Avatar
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    Car free by choice. I live a simple life because I choose to. My bank account reflects these decisions as the money just keeps growing and growing. Time for another vacation I think.

  21. #21
    Senior Member cosmo starr's Avatar
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    i dont spend much so i dont have to work much.....by being flat broke i am still 'wealthier' than a majority of americans because i have NO debt.

  22. #22
    Senior Member wahoonc's Avatar
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    Quote Originally Posted by cosmo starr
    i dont spend much so i dont have to work much.....by being flat broke i am still 'wealthier' than a majority of americans because i have NO debt.
    +1

    Aaron
    Webshots is bailing out, if you find any of my posts with corrupt picture files and want to see them corrected please let me know. :(

    ISO: A late 1980's Giant Iguana MTB frameset (or complete bike) 23" Red with yellow graphics.

    "Cycling should be a way of life, not a hobby.
    RIDE, YOU FOOL, RIDE!"
    _Nicodemus

    "Steel: nearly a thousand years of metallurgical development
    Aluminum: barely a hundred
    Which one would you rather have under your butt at 30mph?"
    _krazygluon

  23. #23
    Been Around Awhile I-Like-To-Bike's Avatar
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    Quote Originally Posted by cosmo starr
    i dont spend much so i dont have to work much.....by being flat broke i am still 'wealthier' than a majority of americans because i have NO debt.
    Is that a vote for destitute?

  24. #24
    Banned. ModoVincere's Avatar
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    Quote Originally Posted by cosmo starr
    i dont spend much so i dont have to work much.....by being flat broke i am still 'wealthier' than a majority of americans because i have NO debt.

    To me, the term wealthy indicates the posession of income producing assets.
    The term to which you are referring to is "Net Worth", assets - liabilities= net worth.
    It is quie possible to have a lot of income producing assets, supported by a heavy debt burden, and yet have lots of positive cash flow. In fact, this is the model used by most real estate investors who invest in rental property. By carrying a heavy debt load, one can purchase more property than otherwise possible and thus produce more income.

    Now, to answer the OP's question, I am not car free, I am car lite, and I am easily in the upper ranges of the wage earners and I have a net worth which is approaching the 7 digit range.

  25. #25
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    I'm piss poor broke, and if I could afford a car I would have one for the sake of my wife. For myself I have found that life is better without a car, and even better without a job. I love living off the old lady.

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