Ok, so I've waited to post this news until I knew where I stood, which is actually not bad. Minor thing with an SUV Saturday morning. It went around me (green painted 'bike lane' in the middle of a narrow road) just before a small roundabout. I trusted the lack of signal, and slotted in behind the SUV, planning to go past as we exited the roundabout. It stopped, blocking the road curb-to-curb, for no apparent reason. Almost got myself stopped (locked both wheels), but not quite, clipped the bumper, and sadly put my hand out to take the fall. Broken radius. Driver didn't realize he had right of way, and stopped, in advance of where he needed to, to let other traffic in. The other drivers were asking "Why did you do that?!?". But, of course I should have left myself an out; just didn't realize the entire lane could be blocked. Dayam.