I recently got into biking and have started to look for a new bike. I have been riding my old one from target and have decided to get me an entry level bike from a shop. I started to look at the Raleigh M20 (250.00) then seen a Giant Boulder SE (269.00) I like both and both were at different shops. Both are also 2003 models. I have a friend that is friends with a guy working at the shop with the Raleigh. He told his boss I found a Giant that I am looking at getting. He then offered me a 2003 Raleigh M40 for the same price (269.00) as the Giant and thru in a lifetime service plan if i buy from him. What bike would you think would be the better of them?