Join Date: Sep 2006
Bikes: One of the first Aluminum Rockhoppers to come with front suspension.
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The amount of suspension doesn't really matter so much as the type of fork that is on the bike. 100MM on a Rock Shox or Marzocchi would be loads smoother than 100MM on a lower quality RST or Wal-Mart fork. The Dart 1 on your bike isn't the best fork, but it should suit your needs as you seem pretty new to the MTB scene anyways.
That said, the Wahoo is a solid bike and would be excellent for what you described. To see if it can accept a rack, look on the seat stay right behind the seat post tube, there should be two bolts facing away from each other on either side of the seat stay. If not, there are still some rear racks out there that you can use.