Join Date: Dec 2013
Location: Xalapa, Veracruz, Mexico
Bikes: Viruela, Piccola
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I lower my seat when I'm about to go into dirt/gravel/whatever-non-pavement. I don't care about top speed when I'm riding there, and the lower seat makes me feel safer if I need to put my foot down. I don't end up flat-footed on the ground, but not perilously tiptoeing, either. I like to tiptoe perilously on pavement only.
(And yes, the lower seat definitely helps when hopping.)