I am a casual bike rider needing some some buying advice.
My main question is: do I really need a full 21 speed bike? I live in Seattle WA and expect to ride mainly on paved roads and maybe packed dirt trails, avoiding hills where possible (only because of sheer laziness) but probably will encounter one or two in the city.
I am thinking of buying the Fuji Crossroads 4.0, which is a 7 spd. If I were to buy a 21 spd, I am looking at the GT Nomad Comfort. There's a $100 price difference, which is a significant chunk of change for me, and could use it to buy accessories like a good helmet, pump etc.