Older, short and not very agile, what to get?
This is another "help me choose" thread. I am a 40 something, 4'11" woman with 2 school age kids. I didn't really learn to ride until I was in my twenties and I have never been particularly agile in the bike, but during my 30's I commuted with a bike. I stopped riding for about 6-7 years and I used to ride a Trek 730 (a hybrid from the 90's). In 2009 I injured badly my neck (not bike related) and now I am much better but now I am afraid of falling. I have a lovely Specialized Myka (mountain) that handles really well but I find myself putting the seat ridiculously low to feel safe.
So someone suggested an Electra townie. I went to see them and though not exactly my style (I like more sporty than stylish and femenine) I tried it and loved it. The problem is that with my height, even with the seat at it's lowest I hardly touch the ground tiptoeing which is supposed to be the point of getting this bike. If I have to mount/dismount, I'm better off with my Myka. So the salesperson suggested a smaller Townie. There's one that comes in a 24" wheel. They are bringing it tomorrow to the store for me to try out. Is a 24" a good idea? Isn't it going to be super slow?
The uses would be short commuting with my kids around my neighborhood (which happens to be a pretty flat seaside community). Stuff like taking them to school, going shopping nearby, nothing longer than 4-5 miles.
Is the smaller townie OK? Are there other options?