Addiction LV
#1426
Custom User Title
Join Date: May 2013
Location: SE MN
Posts: 11,239
Bikes: Fuji Roubaix Pro & Quintana Roo Kilo
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14 Posts
I got out of college in 2009 and was unemployed for months. Credit cards got used and not paid then went to collections. I went from good/excellent credit to poor. Easy to go down, hard to get back up.
#1427
Custom User Title
Join Date: May 2013
Location: SE MN
Posts: 11,239
Bikes: Fuji Roubaix Pro & Quintana Roo Kilo
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14 Posts
...and I didn't really care for years that it was poor. Never really mattered to me, but now my wife wants to buy a house so I have to get it back up.
#1428
Serious Cyclist
Join Date: Aug 2011
Location: RVA
Posts: 9,308
Bikes: Emonda SL6
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99 Posts
Right there with you. Went into CC debt during grad school, didn't think it was a big deal and put it off, now my credit is not hot because of late payments and such due to general irresponsibility and my wife with a much better financial situation wants to look at buying houses. Sucks to be the limiting factor in that equation, and it's slow going getting out of it
#1429
Speechless
Join Date: Jun 2011
Location: Central NY
Posts: 8,842
Bikes: Felt Brougham, Lotus Prestige, Cinelli Xperience,
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16 Posts
I was only picking, RPK. It just struck me as funny. Years ago, a friend's wife became a financial planner, after demonstrating the financial acumen of a waffle iron. It is just too easy to pick on. A mechanic with an unreliable car. A toothless dentist. A contractor with a leaky roof. They all exist for reasons.
#1430
serious cyclist
Join Date: Apr 2009
Location: Austin
Posts: 21,147
Bikes: S1, R2, P2
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2,026 Posts
#1431
Should Be More Popular
Join Date: Dec 2007
Location: Malvern, PA (20 miles West of Philly)
Posts: 43,051
Bikes: 1986 Alpine (steel road bike), 2009 Ti Habenero, 2013 Specialized Roubaix
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4,158 Posts
#1432
Should Be More Popular
Join Date: Dec 2007
Location: Malvern, PA (20 miles West of Philly)
Posts: 43,051
Bikes: 1986 Alpine (steel road bike), 2009 Ti Habenero, 2013 Specialized Roubaix
Mentioned: 560 Post(s)
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4,158 Posts
My wife grew up in Pusan, South Korea. She said that for fresh seafood, you would go to the market and pick the actual fish/eel/octopus etc. that you want while it's alive and they kill it in front of you. You can eat it right away or take it home.
Of course that offends my vegetarian sensibility, but I suppose you can't get fresher than that.
Of course that offends my vegetarian sensibility, but I suppose you can't get fresher than that.
#1433
So it is
Join Date: Sep 2008
Location: Westminster, CO
Posts: 21,345
Bikes: Luzerne, 684, Boreas, Wheelhouse, Alize©®, Bayamo, Cayo
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2,766 Posts
I was only picking, RPK. It just struck me as funny. Years ago, a friend's wife became a financial planner, after demonstrating the financial acumen of a waffle iron. It is just too easy to pick on. A mechanic with an unreliable car. A toothless dentist. A contractor with a leaky roof. They all exist for reasons.
Yep. It drove in.
#1435
Speechless
Join Date: Jun 2011
Location: Central NY
Posts: 8,842
Bikes: Felt Brougham, Lotus Prestige, Cinelli Xperience,
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16 Posts
@LAJ, I was very tongue in cheek with all of my examples. The mechanics I used to know hated working on their own stuff, simply because it is what they did all day long. And in NY, any older car is a rust factory, so, like you said, you often push the timing from preventative maintenance to pre-mordem maintenance.
#1437
Senior Member
Join Date: Jun 2013
Location: NYC, duh Bronx.
Posts: 3,578
Bikes: Salsa Ti Warbird- 2014/ November RAIL52s
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1 Post
@LAJ, I was very tongue in cheek with all of my examples. The mechanics I used to know hated working on their own stuff, simply because it is what they did all day long.
#1440
Senior Member
Join Date: Jul 2009
Location: NW Indiana
Posts: 7,108
Bikes: 2016 Giant Propel Advanced SL 1
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5 Posts
As a Structural Engineer, I really don't enjoy working on my home. I can do carpentry, plumbing, HVAC and electrical, but, I prefer to hire someone to fix it.
#1442
Speechless
Join Date: Jun 2011
Location: Central NY
Posts: 8,842
Bikes: Felt Brougham, Lotus Prestige, Cinelli Xperience,
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16 Posts
I took an architectural drafting course in highschool, and it was extremely in depth regarding wall sections, foundation standards, common practices in roof design, and some basic plumbing design. From that course, I have helped several friends build houses, and helped others plan additions. But I am perpetually amazed that many, many people have no idea how a house is built, or what a header does, or how a roof should be vented. I am most surprised by my EE friends who will tear into their homes for wiring runs, and have no idea how to fix it.
#1443
Senior Member
Join Date: Jul 2009
Location: NW Indiana
Posts: 7,108
Bikes: 2016 Giant Propel Advanced SL 1
Mentioned: 28 Post(s)
Tagged: 2 Thread(s)
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5 Posts
I took an architectural drafting course in highschool, and it was extremely in depth regarding wall sections, foundation standards, common practices in roof design, and some basic plumbing design. From that course, I have helped several friends build houses, and helped others plan additions. But I am perpetually amazed that many, many people have no idea how a house is built, or what a header does, or how a roof should be vented. I am most surprised by my EE friends who will tear into their homes for wiring runs, and have no idea how to fix it.
#1444
serious cyclist
Join Date: Apr 2009
Location: Austin
Posts: 21,147
Bikes: S1, R2, P2
Mentioned: 115 Post(s)
Tagged: 1 Thread(s)
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2,026 Posts
My wife grew up in Pusan, South Korea. She said that for fresh seafood, you would go to the market and pick the actual fish/eel/octopus etc. that you want while it's alive and they kill it in front of you. You can eat it right away or take it home.
Of course that offends my vegetarian sensibility, but I suppose you can't get fresher than that.
Of course that offends my vegetarian sensibility, but I suppose you can't get fresher than that.
#1445
So it is
Join Date: Sep 2008
Location: Westminster, CO
Posts: 21,345
Bikes: Luzerne, 684, Boreas, Wheelhouse, Alize©®, Bayamo, Cayo
Mentioned: 246 Post(s)
Tagged: 1 Thread(s)
Quoted: 11401 Post(s)
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2,766 Posts
@LAJ, I was very tongue in cheek with all of my examples. The mechanics I used to know hated working on their own stuff, simply because it is what they did all day long. And in NY, any older car is a rust factory, so, like you said, you often push the timing from preventative maintenance to pre-mordem maintenance.
#1446
Mostly Harmless
Join Date: Jul 2008
Location: Chittenango, NY
Posts: 56,591
Bikes: Have two wheels
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2,505 Posts
Do you ask them if that means you need to cut back?
#1447
INSERT_TITLE_HERE
My wife grew up in Pusan, South Korea. She said that for fresh seafood, you would go to the market and pick the actual fish/eel/octopus etc. that you want while it's alive and they kill it in front of you. You can eat it right away or take it home.
Of course that offends my vegetarian sensibility, but I suppose you can't get fresher than that.
Of course that offends my vegetarian sensibility, but I suppose you can't get fresher than that.
#1448
Senior Member
Join Date: Jan 2010
Location: TC, MN
Posts: 39,520
Bikes: R3 Disc, Haanjo
Mentioned: 354 Post(s)
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4,672 Posts
#1449
cowboy, steel horse, etc
Join Date: Sep 2008
Location: The hot spot.
Posts: 44,837
Bikes: everywhere
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4,078 Posts
#1450
Senior Member
Mind you this lady was 350 pounds or more.
She failed the see the irony.